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4561 Back Nine Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4561 Back Nine Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,727 sqft · built 2018
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Dec 2019)
Tax Bill$3,647 (2025)
Deeds & MortgagesNov 2020 Transfer
Dec 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-24-690596-002640

Property Details

APN / Parcel Number

Primary APN26-29-24-690596-002640
Alternative APNs
  • 242926690596002640
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,727 sqft Living Area
Gross Area2,416 sqft
1st Floor Area1,727 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchFlorida Room
Porch Area330 sqft

Location & Zoning

Street Address4561 BACK NINE DR
CityWINTER HAVEN
StateFL
Zip33884-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 264
Legal Range26E
Legal Township29S
Legal Section24
Legal SubdivisionLAKE ASHTON WEST PHASE I
Legal PhaseI
Legal Tract690596
Legal Block3
Legal Lot Number264
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3043
Census Tract14401

Owner

4561 Back Nine Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4561 BACK NINE DR, WINTER HAVEN, FL 33884-3546
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 9, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 27, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2019 · Amount on File
Deed SaleDec 9, 2019 · Amount on File
Prior SaleAug 27, 2018 · Amount on File
Deed Document Number2019260256
Deed Book / Page11067 / 2092
Last Transfer DateNov 6, 2020
Transfer Doc0000243916
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 13, 2020
Property Address4561 BACK NINE DR, WINTER HAVEN, FL 33884-3546
Document Number0114551282
Book / Page011455 / 001282
Instrument DateNov 6, 2020
Instrument243916
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4561 BACK NINE DR WINTER HAVEN FL 338843546, WINTER HAVEN, FL 33884-3546

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 9, 2019
Property Address4561 BACK NINE DR, WINTER HAVEN, FL 33884-3546
Document Number0110672092
Book / Page011067 / 002092
Instrument DateDec 5, 2019
Instrument260256
Transaction TypeTransfer
Record UpdatedDec 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 YARDARM LN BURKE VA 220154524, BURKE, VA 22015-4524

August 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 27, 2018
Property Address4561 BACK NINE DR, WINTER HAVEN, FL 33884-3546
Document Number0105932012
Book / Page010593 / 002012
Instrument DateAug 27, 2018
Instrument182448
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4561 BACK NINE DR WINTER HAVEN FL 338843546, WINTER HAVEN, FL 33884-3546

Mortgage

Document Number105932015
DateAug 27, 2018
Book Page010593/002015
Instrument182449
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4561 Back Nine Dr was $3,647 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,085 (+2.7%)$270,716 (-7.52%) Land $58,000 Building $212,716
2025$3,647.00 Homeowner's exemption$243,510$292,738 Land $58,000 Building $234,738
2023$3,435.00 (+3%) Homeowner's exemption$229,754 (+3%)$293,486 (+9.32%) Land $55,000 Building $238,486
2022$3,335.00 Homeowner's exemption$223,062$268,460 Land $51,000 Building $217,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4561 Back Nine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4561 Back Nine Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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