4564 Arbor Glen Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4564 Arbor Glen Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,650 sqft · built 2003
Lot Size	0.119 acres (5,168 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-780-02-00`

Property Details

APN / Parcel Number

Primary APN	`158-780-02-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,650 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,168 sqft (0.119 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4564 ARBOR GLEN WAY
City	OCEANSIDE
State	CA
Zip	92057-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 2 TR 014605
Legal Subdivision	WILLIAMS GROVE
Legal Tract	014605
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 29, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020
Deed Sale	Apr 29, 2020
Prior Sale	Jun 6, 2012
Deed Document Number	2020218352
Prior Transfer Date	Apr 22, 2020
Prior Transfer Doc	0000218352
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000308357
Date	Oct 31, 2025
Instrument	2025-0308357

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000096267
Date	Apr 13, 2023
Instrument	2023-0096267

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000146591
Date	Feb 25, 2021
Instrument	2021-0146591

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2020
Property Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Document Number	0000218352
Instrument Date	Apr 22, 2020
Instrument	2020-0218352
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4564 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000218353
Date	Apr 29, 2020
Instrument	2020-0218353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,172 (+2%) Land $222,148 Building $294,024
2025	$3,748.00 (+2.83%)	$506,052 (+4.04%) Land $217,793 Building $288,259
2023	$3,645.00 (-0.9%)	$486,403 Land $209,337 Building $277,066
2022	$3,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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