4560 E Spruce St, Decatur, IL 62526 Property Records

Macon County property record for 4560 E Spruce St, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 672 sqft · built 1939
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Nov 2021)
Tax Bill$1,506 (2025)
Deeds & MortgagesNov 2021 Sale
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-13-08-259-021

Property Details

APN / Parcel Number

Primary APN04-13-08-259-021
Alternative APN
  • 13-08-259-021

Interior

Full Baths1 Bath
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialWood
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
PorchPorch
Porch Area98 sqft
Deck Area530 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041308259021
Street Address4560 E SPRUCE ST
CityDECATUR
StateIL
Zip62526-5760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0077 B 00 M A NICKEY SHORE ACS ADD IRREG
Legal SubdivisionM A NICKEY SHORE ACS ADD
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1017
Census Tract1100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4560 E SPRUCE ST, DECATUR, IL 62526-5760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Warranty Deed, Transfer
Aug 6, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleAug 6, 2019 · Amount on Record
Deed Document Number20211988180
Deed Book / Page4860 / 749
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateNov 3, 2021
Property Address4560 E SPRUCE ST, DECATUR, IL 62526-5760
Document Number4860/749
Book / Page4860 / 749
Map ReferencePB 300 PG 88
Instrument DateOct 28, 2021
Instrument1988180
Transaction TypeTransfer
Record UpdatedDec 1, 2021

Transaction

AmountAmount Recorded
Tax$82.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4560 E SPRUCE ST, DECATUR, IL 62526-5760

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateAug 6, 2019
Property Address4560 E SPRUCE ST, DECATUR, IL 62526-5760
Document Number4689/858
Book / Page4689 / 858
Map ReferencePB 300 PG 88
Instrument DateJul 24, 2019
Instrument1949261
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1949262
DateAug 6, 2019
Instrument1949262
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,506.00$22,139 Land $3,695 Building $18,444$66,424 Land $11,086 Building $55,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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