4533 E Spruce St, Decatur, IL 62526 Property Records

Macon County property record for 4533 E Spruce St, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1973
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$2,043 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-13-08-260-003

Property Details

APN / Parcel Number

Primary APN04-13-08-260-003
Alternative APN
  • 13-08-260-003

Interior

Full Baths1 Bath
Building Area912 sqft Living Area
1st Floor Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeDetached
Garage Area484 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041308260003
Street Address4533 E SPRUCE ST
CityDECATUR
StateIL
Zip62526-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0091 B 00 M A NICKEY SHORE ACS ADD LOTS 90 & IRREG
Legal SubdivisionM A NICKEY SHORE ACS ADD
Legal Lot Number90
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1026
Census Tract1100

Owner

4533 E Spruce St is owned and occupied by two individuals who acquired it in June 2014.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4533 E SPRUCE ST, DECATUR, IL 62526-5759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 12, 2014
Transfer Doc4448/498
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address4533 E SPRUCE ST, DECATUR, IL 62526-5759
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4547/10
DateFeb 14, 2017
Book Page4547/10
Instrument1915073
Lender
NameDECATUR EARTHMOVER CU
TypeCredit Union
AddressDECATUR, IL 62526
Agreement
AmountAmount on Record
Term36 Months
DueFeb 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 4533 E Spruce St was $2,043 with a homeowner's exemption, up 7.3% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,043.00 (+7.3%) Homeowner's exemption$32,900 (+7.27%) Land $4,635 Building $28,265$98,709 (+7.27%) Land $13,906 Building $84,803
2024$1,904.00$30,670 Land $4,321 Building $26,349$92,019 Land $12,964 Building $79,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4533 E Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4533 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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