4521 E Spruce St, Decatur, IL 62526 Property Records

Macon County property record for 4521 E Spruce St, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 782 sqft · built 1948
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$18,000 (Nov 2018)
Tax Bill$1,776 (2025)
Deeds & MortgagesJun 2019 Transfer
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-13-08-260-002

Property Details

APN / Parcel Number

Primary APN04-13-08-260-002
Alternative APN
  • 13-08-260-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area782 sqft Living Area
1st Floor Area782 sqft
Basement Area782 sqft
Unfinished Basement782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialWood
Construction TypeFrame
Lot Area3,485 sqft (0.08 acres)
PorchSlab
Porch Area28 sqft
Deck Area204 sqft

Location & Zoning

Account Number041308260002
Street Address4521 E SPRUCE ST
CityDECATUR
StateIL
Zip62526-5759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0089 B 00 M A NICKEY SHORE ACS ADD 58 04 2 31 0425 054 00 IRREG
Legal SubdivisionM A NICKEY SHORE ACS ADD
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1026
Census Tract1100

Owner

4521 E Spruce St is owned by a company that bought it in November 2018.

Source: Macon County records, as of June 5, 2026

Owner of RecordCompany Name on File
Mailing Address4521 E SPRUCE ST, DECATUR, IL 62526-5759
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2019Quit Claim Deed, Transfer
Quitclaim
Nov 8, 2018Administrator's Deed, Transfer · Conventional Mortgage
PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2018 · Amount on File
Deed SaleNov 8, 2018 · Amount on File
Prior SaleJul 19, 2013 · Amount on File
Deed Document Number20181939691
Deed Book / Page4650 / 986
Record UpdatedSep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACON IL
Recording DateJun 11, 2019
Property Address4521 E SPRUCE ST, DECATUR, IL 62526-5759
Document Number4679/573
Book / Page4679 / 573
Map ReferencePB 300 PG 88
Instrument DateJun 10, 2019
Instrument1946861
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 W MAIN ST, MT ZION, IL 62549-1333

November 2018: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionMACON IL
Recording DateNov 8, 2018
Property Address4521 E SPRUCE ST, DECATUR, IL 62526-5759
Document Number4650/986
Book / Page4650 / 986
Map ReferencePB 300 PG 88
Instrument DateNov 7, 2018
Instrument1939691
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address605 W MAIN ST, MOUNT ZION, IL 62549-1333

Mortgage

Document Number1939692
DateNov 8, 2018
Instrument1939692
Lender
NamePRAIRIE STATE BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4521 E Spruce St was $1,776.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,776.00$19,033 Land $2,605 Building $16,428$57,105 Land $7,816 Building $49,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4521 E Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4521 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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