4560 Costa de Oro, Oxnard, CA 93035 Property Records

Ventura County property record for 4560 Costa de Oro, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,192 sqft · built 1971
Lot Size	0.094 acres (4,104 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (May 2004)
Tax Bill	$13,588 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-087-015`

Property Details

APN / Parcel Number

Primary APN	`188-0-087-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,055 sqft
Upper Floors Area	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	4,104 sqft (0.094 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	463 sqft
Patio Area	926 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4560 COSTA DE ORO
City	OXNARD
State	CA
Zip	93035-3742
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RW2
Legal Description	TRACT: 202602 LOT: 25 REF: 058MR 080
Legal Subdivision	2026-2
Legal Tract	202602
Legal Block	87
Legal Lot Number	25
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1007
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4560 COSTA DE ORO, OXNARD, CA 93035-3742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2004 · Amount on Record
Deed Sale	May 11, 2004 · Amount on Record
Deed Document Number	2004129718
Last Transfer Date	Nov 17, 2016
Transfer Doc	0000176887
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4560 COSTA DE ORO, OXNARD, CA 93035-3742
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4560 COSTA DE, OXNARD, CA 93035

Mortgage

Document Number	2022000091120
Date	Sep 7, 2022
Instrument	2022000091120

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4560 COSTA DE ORO, OXNARD, CA 93035-3742
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001004
Date	Jan 6, 2020
Instrument	20200106-00001004

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4560 COSTA DE ORO, OXNARD, CA 93035-3742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023665
Date	Feb 28, 2018
Instrument	20180228-00023665

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4560 COSTA DE ORO, OXNARD, CA 93035-3742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001003
Date	Jan 6, 2020
Instrument	20200106-00001003

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,656 (+2%) Land $543,828 Building $543,828
2025	$13,588.00 (+2.14%) Homeowner's exemption	$1,066,330 (+4.04%) Land $533,165 Building $533,165
2024	$13,303.00 (+3.67%)
2023	$12,832.00 (+3%) Homeowner's exemption	$1,024,924 Land $512,462 Building $512,462
2022	$12,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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