Ventura County property record for 4551 Costa de Oro, Oxnard, CA 93035
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2 ba · 1,804 sqft · built 1976 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $505,000 (Feb 2011) |
| Tax Bill | $2,228 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 188-0-093-305 |
| Primary APN | 188-0-093-305 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| 2nd Floor Area | 733 sqft |
| Upper Floors Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,800 sqft (0.064 acres) |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 363 sqft |
| Patio Area | 726 sqft |
| Street Address | 4551 COSTA DE ORO |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-3741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RW2 |
| Legal Description | TRACT: 202603 LOT: 23 REF: 060MR 080 |
| Legal Tract | 202603 |
| Legal Block | 93 |
| Legal Lot Number | 23 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3616 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1766 N 7TH PL, PORT HUENEME, CA 93041-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2011 · Amount on Record |
| Deed Sale | Feb 28, 2011 · Amount on Record |
| Deed Document Number | 201134509 |
| Last Transfer Date | Apr 10, 2014 |
| Transfer Doc | 0000050117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 4551 COSTA DE ORO, OXNARD, CA 93035-3741 |
| Document Number | 0000132177 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4551 COSTA DE ORO OXNARD CA 930353741, OXNARD, CA 93035-3741 |
| Document Number | 0000132177 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 132177 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 28, 2028 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $150,745 (+2%) Land $30,130 Building $120,615 | |
| 2025 | $2,228.00 (+1.78%) Homeowner's exemption | $147,790 (+4.04%) Land $29,540 Building $118,250 |
| 2024 | $2,189.00 (+3.01%) | |
| 2023 | $2,125.00 (+2.46%) Homeowner's exemption | $142,052 Land $28,393 Building $113,659 |
| 2022 | $2,074.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures