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4554 Costa de Oro, Oxnard, CA 93035 Property Records

Ventura County property record for 4554 Costa de Oro, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,237 sqft · built 1971
Lot Size0.064 acres (2,800 sqft)
OwnerCompany Name on File
Last Sale$700,000 (Oct 2012)
Tax Bill$11,026 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN188-0-087-025

Property Details

APN / Parcel Number

Primary APN188-0-087-025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,237 sqft Living Area
1st Floor Area1,096 sqft
2nd Floor Area1,141 sqft
Upper Floors Area78 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area2,800 sqft (0.064 acres)
Garage Area466 sqft
Parking Spaces2 Parking Spaces
Deck Area398 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4554 COSTA DE ORO
CityOXNARD
StateCA
Zip93035-3742
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT: 202602 LOT: 26 REF: 058MR 080
Legal SubdivisionMANDALAY BAY
Legal Tract202602
Legal Block87
Legal Lot Number26
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1007
Census Tract3616

Owner

Source: Ventura County records · APN 188-0-087-025

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4554 COSTA DE ORO, OXNARD, CA 93035-3742
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2012 · Amount on Record
Deed SaleOct 05, 2012 · Amount on Record
Prior SaleAug 21, 2003 · Amount on Record
Deed Document Number2012178359
Prior Transfer DateJan 18, 2011
Prior Transfer Doc0000022992
Record UpdatedSep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateFeb 25, 2021
Property Address4554 COSTA DE ORO, OXNARD, CA 93035-3742
Document Number0000040664
Map ReferenceMB 58 PG 80-82
Instrument DateDec 28, 2020
Instrument20210225-00040664
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMORTGAGE CONNECT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4554 COSTA DE ORO, OXNARD, CA 93035-3742

Mortgage

Document Number0000040665
DateFeb 25, 2021
Instrument20210225-00040665
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$879,225 (+2%) Land $439,614 Building $439,611
2025$11,026.00 (+2.14%) Homeowner's exemption$861,986 (+4.04%) Land $430,994 Building $430,992
2024$10,795.00 (+3.65%)
2023$10,415.00 (+2.99%) Homeowner's exemption$828,515 Land $414,258 Building $414,257
2022$10,113.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 594 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Frontier, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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