4560 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 4560 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,289 sqft · built 1980
Lot Size	0.234 acres (10,171 sqft)
Owner	Company Name on Record
Last Sale	$179,900 (May 2020)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1815-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1815-0100`
Alternative APNs	`00771506` `771506`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,289 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,171 sqft (0.234 acres)
Lot Dimensions	90 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	140 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Enclosed Porch
Porch Area	994 sqft
Deck Area	56 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00771506
Street Address	4560 CHAMBER CT
City	SPRING HILL
State	FL
Zip	34609-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1815 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1815
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3012
Census Tract	41006

Owner

Source: Hernando County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
May 22, 2020	Grant Deed, Transfer BCHH INC
Jan 22, 2020	Warranty Deed, Transfer BCHH INC
Feb 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	202030918
Deed Book / Page	3842 / 1678
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4560 CHAMBER CT, SPRING HILL, FL 34609-1715
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040931203
Date	Dec 2, 2021
Book Page	4093/1203
Instrument	2021090872

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 9, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 22, 2020
Property Address	4560 CHAMBER CT, SPRING HILL, FL 34609-1715
Document Number	0038421678
Book / Page	003842 / 001678
Instrument Date	May 20, 2020
Instrument	30918
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$1,259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 22, 2020
Property Address	4560 CHAMBER CT, SPRING HILL, FL 34609-1715
Document Number	0037980399
Book / Page	003798 / 000399
Instrument Date	Jan 21, 2020
Instrument	4496
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$998.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 19, 2019
Property Address	4560 CHAMBER CT, SPRING HILL, FL 34609-1715
Document Number	0036711258
Book / Page	003671 / 001258
Instrument Date	Feb 15, 2019
Instrument	9997
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4560 CHAMBER CT SPRING HILL FL 346091715, SPRING HILL, FL 34609-1715

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 (+34.35%)	$178,000 (+21%)	$195,193 (+4.4%) Land $38,141 Building $157,052
2023		$147,107 (-17.94%) Land $147,107
2022	$2,486.00	$179,278 Land $26,851 Building $152,427	$186,972 Land $29,496 Building $157,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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