4553 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 4553 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,025 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2021)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1818-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1818-0120`
Alternative APNs	`00772319` `772319`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	985 sqft
Deck Area	21 sqft
Patio Area	367 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00772319
Street Address	4553 CHAMBER CT
City	SPRING HILL
State	FL
Zip	34609-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1818 LOT 12
Legal Range	18E
Legal Township	23S
Legal Section	09
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1818
Legal Lot Number	12
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3027
Census Tract	41006

Owner

4553 Chamber Ct is owned and occupied by an individual who bought it in March 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4553 CHAMBER CT, SPRING HILL, FL 34609-1716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC
Feb 20, 2020	Warranty Deed, Transfer EXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TITLE SVCS/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	0003970623
Deed Book / Page	3970 / 623
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 23, 2021
Property Address	4553 CHAMBER CT, SPRING HILL, FL 34609-1716
Document Number	0039700623
Book / Page	3970 / 623
Map Reference	MB 16 PG 90-94
Instrument Date	Mar 23, 2021
Instrument	2021019901
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10410 AKRON ST, 10410, SPRING HILL, FL 34608-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4553 CHAMBER CT, SPRING HILL, FL 34609-1716

Mortgage

Document Number	3970625
Date	Mar 23, 2021
Instrument	3970/625

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 20, 2020
Property Address	4553 CHAMBER CT, SPRING HILL, FL 34609-1716
Document Number	0038081383
Book / Page	003808 / 001383
Instrument Date	Jan 30, 2020
Instrument	10996
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	EXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TITLE SVCS/FL INC

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10410 AKRON ST SPRING HILL FL 346085003, SPRING HILL, FL 34608-5003

Tax Assessment & Valuation

The 2025 property tax bill for 4553 Chamber Ct was $2,271.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00	$159,129 Land $33,750 Building $125,379	$159,129 Land $33,750 Building $125,379
2023		$152,029 (+4.1%) Land $38,902 Building $113,127
2022	$2,308.00	$146,036 Land $23,775 Building $122,261	$152,029 Land $26,100 Building $125,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4553 Chamber Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4553 Chamber Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tillman Fiber.

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