4522 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 4522 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,315 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Apr 2017)
Tax Bill	$1,156 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1816-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1816-0110`
Alternative APNs	`00771837` `771837`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	91 ft deep x 99 ft wide
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	961 sqft
Deck Area	72 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00771837
Street Address	4522 CHAMBER CT
City	SPRING HILL
State	FL
Zip	34609-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1816 LOT 11
Legal Range	18E
Legal Township	23S
Legal Section	09
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1816
Legal Lot Number	11
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3011
Census Tract	41006

Owner

4522 Chamber Ct is owned and occupied by an individual who bought it in April 2017.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	4522 CHAMBER CT, SPRING HILL, FL 34609-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Prior Sale	Sep 16, 2014 · Amount on File
Deed Document Number	2017021560
Deed Book / Page	3460 / 1215
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 18, 2017
Property Address	4522 CHAMBER CT, SPRING HILL, FL 34609-1713
Document Number	0034601215
Book / Page	003460 / 001215
Instrument Date	Apr 13, 2017
Instrument	21560
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 CHAMBER CT SPRING HILL FL 346091713, SPRING HILL, FL 34609-1713

Mortgage

Document Number	34601216
Date	Apr 18, 2017
Book Page	003460/001216
Instrument	21561

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4522 Chamber Ct was $1,156 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,156.00 Additional exemption filed	$120,433	$184,063 Land $36,923 Building $147,140
2023		$113,630 (+3%) Land $113,630
2022	$1,124.00 Homeowner's exemption	$110,320	$176,284 Land $28,553 Building $147,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4522 Chamber Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4522 Chamber Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tillman Fiber.

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