456 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 456 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 2016
Lot Size	0.103 acres (4,465 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2022)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T162000210`

Property Details

APN / Parcel Number

Primary APN	`T162000210`
Alternative APN	`4-0036-C287-00-070D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,044 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,465 sqft (0.103 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T162000210
Street Address	456 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #2 &4&6 BDRY ADJ LOT 70D
Legal Subdivision	VLGS AT SPRINGHURST #2 &4 & 6 BDRY ADJ
Legal Lot Number	70D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1012
Census Tract	312207

Owner

456 Wild Oak Dr is owned and occupied by an individual who bought it in November 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	456 WILD OAK DR, O FALLON, MO 63368-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	202262272
Prior Transfer Date	Mar 24, 2022
Prior Transfer Doc	0000019204
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2022
Property Address	456 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0000062272
Map Reference	MB 48 PG 229
Instrument Date	Nov 15, 2022
Instrument	2022R-062272
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 WILDFLOWER LN, SAINT CHARLES, MO 63304-4526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 WILD OAK DR, O FALLON, MO 63368-7464

Mortgage

Document Number	0000062273
Date	Nov 21, 2022
Instrument	2022R-062273

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2022
Property Address	456 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0000019204
Map Reference	MB 48 PG 229
Instrument Date	Mar 24, 2022
Instrument	2022R-019204
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	456 WILD OAK DR, O FALLON, MO 63368-7464

Mortgage

Document Number	0000019205
Date	Apr 4, 2022
Instrument	2022R-019205

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,228 (-)	$301,200 (-) Land $60,000 Building $241,200
2025	$3,811.00	$57,228 (+8.45%)	$301,200 (+8.45%) Land $60,000 Building $241,200
2023		$52,767
2022			$277,721 Land $50,000 Building $227,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 456 Wild Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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