451 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 451 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,040 sqft · built 2013
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2018)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage May 2018 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T072000663`

Property Details

APN / Parcel Number

Primary APN	`T072000663`
Alternative APN	`4-0036-A175-00-027D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	520 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000663
Street Address	451 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7467
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #4 LOT 27D
Legal Subdivision	VLGS AT SPRINGHURST #4
Legal Lot Number	27D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 WILD OAK DR, O FALLON, MO 63368-7467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
May 14, 2018	Trustee's Deed, Foreclosure
May 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Apr 24, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	2018372080
Deed Book / Page	6942 / 1825
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2018
Property Address	451 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	0069421825
Book / Page	6942 / 1825
Map Reference	MB 43 PG 366
Instrument Date	Jun 28, 2018
Instrument	20180702000372080
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STELLAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 HERITAGE MANOR CT, 1500, SAINT PETERS, MO 63303-8483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 WILD OAK DR, O FALLON, MO 63368-7467

Mortgage

Document Number	20180702000372090
Date	Jul 2, 2018
Instrument	20180702000372090

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 14, 2018
Property Address	451 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	0069181596
Book / Page	006918 / 001596
Instrument Date	Apr 24, 2018
Instrument	265470
Transaction Type	Foreclosure
Record Updated	Jun 22, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1500 HERITAGE MANOR CT ST PETERS MO 633038483, ST PETERS, MO 63303-8483

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 9, 2018
Property Address	451 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	0069162436
Book / Page	006916 / 002436
Instrument Date	Apr 24, 2018
Instrument	257420
Transaction Type	Foreclosure
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1500 HERITAGE MANOR CT ST PETERS MO 633038483, ST PETERS, MO 63303-8483

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	451 WILD OAK DR, O FALLON, MO 63368-7467
Document Number	0067470874
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 WILD OAK DR O FALLON MO 633687467, O FALLON, MO 63368-7467

Mortgage

Document Number	0067470874
Date	May 23, 2017
Book Page	006747/000874
Instrument	313090

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount Recorded
Term	324 Months
Due	May 22, 2044

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,171 (-)	$174,584 (-) Building $174,584
2025	$2,227.00	$33,171 (+20.38%)	$174,584 (+20.38%)
2023		$27,556
2022			$145,033 Building $145,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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