460 Wild Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 460 Wild Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 2016
Lot Size	0.103 acres (4,465 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Jul 2020)
Tax Bill	$3,829 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T162000211`

Property Details

APN / Parcel Number

Primary APN	`T162000211`
Alternative APN	`4-0036-C287-00-072D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,044 sqft
Basement Area	684 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	4,465 sqft (0.103 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T162000211
Street Address	460 WILD OAK DR
City	O FALLON
State	MO
Zip	63368-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT SPRINGHURST #2 &4&6 BDRY ADJ LOT 72D
Legal Subdivision	VLGS AT SPRINGHURST #2 &4 & 6 BDRY ADJ
Legal Lot Number	72D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1012
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	460 WILD OAK DR, O FALLON, MO 63368-7464
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FIRST BANK
Jul 23, 2020	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Sep 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2020520050
Deed Book / Page	7352 / 2471
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0073522471
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 23, 2020
Property Address	460 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0073522471
Book / Page	7352 / 2471
Map Reference	MB 48 PG 229
Instrument Date	Jul 21, 2020
Instrument	20200723000520050
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 WILD OAK DR, O FALLON, MO 63368-7464

Mortgage

Document Number	20200723000520060
Date	Jul 23, 2020
Instrument	20200723000520060

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 23, 2020
Property Address	460 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0073522493
Book / Page	007352 / 002493
Instrument Date	Jul 21, 2020
Instrument	520070
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	460 WILD OAK DR O FALLON MO 633687464, O FALLON, MO 63368-7464

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 24, 2018
Property Address	460 WILD OAK DR, O FALLON, MO 63368-7464
Document Number	0069810960
Book / Page	6981 / 0960
Map Reference	MB 48 PG 229
Instrument Date	Sep 24, 2018
Instrument	20180924000548280
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	117 HILLARY CIR, WENTZVILLE, MO 63385-3096

Mortgage

Document Number	20180924000548290
Date	Sep 24, 2018
Instrument	20180924000548290

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,492 (-)	$302,591 (-) Land $60,000 Building $242,591
2025	$3,829.00 (+5.25%)	$57,492 (+8.39%)	$302,591 (+8.39%) Land $60,000 Building $242,591
2024	$3,638.00
2023		$53,040
2022			$279,159 Land $50,000 Building $229,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Verizon.

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