425 West St, Upland, CA 91786 Property Records

San Bernardino County property record for 425 West St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1930
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Apr 2017)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1045-523-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-523-05-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	180 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 WEST ST
City	UPLAND
State	CA
Zip	91786-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTAR1O COLONY LANDS W 55 FT E 305 FT S 180 FT N 187.8 FT LOT 517
Legal Subdivision	ONTARIO COLONY LANDS
Legal Block	2
Legal Lot Number	517
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2007
Census Tract	808

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 WEST ST, UPLAND, CA 91786-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 11, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 7, 2017	Grant Deed, Transfer · FHA Mortgage SOUTH PACIFIC FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	2017145027
Prior Transfer Date	Sep 16, 2014
Prior Transfer Doc	0000362605
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	425 WEST ST, UPLAND, CA 91786-3211
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2980, SILVERDALE, WA 98383-2980

Mortgage

Document Number	0000058511
Date	Mar 14, 2024
Instrument	2024-0058511

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	425 WEST ST, UPLAND, CA 91786-3211
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WEST ST, UPLAND, CA 91786-3211

Mortgage

Document Number	0000497206
Date	Nov 3, 2021
Instrument	2021-0497206

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	425 WEST ST, UPLAND, CA 91786-3211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049248
Date	Feb 11, 2020
Instrument	2020-0049248

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 7, 2017
Property Address	425 WEST ST, UPLAND, CA 91786-3211
Document Number	0000145027
Map Reference	MB11 PG6
Instrument Date	Mar 29, 2017
Instrument	2017-0145027
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WEST ST, UPLAND, CA 91786-3211

Mortgage

Document Number	0000145028
Date	Apr 7, 2017
Instrument	2017-0145028

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,471 (+2%) Land $136,314 Building $253,157
2025	$4,303.00 (+4.85%)	$381,834 (+4.04%) Land $133,641 Building $248,193
2023	$4,104.00 (+2.22%)	$367,007 Land $128,452 Building $238,555
2022	$4,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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