456 Valley Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 456 Valley Ave, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 838 sqft · built 1954
Lot Size0.134 acres (5,815 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Feb 2020)
Tax Bill$2,794 (2026)
Deeds & MortgagesApr 2024 Second Mortgage
Feb 2022 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN062-070-210-000

Property Details

APN / Parcel Number

Primary APN062-070-210-000
Alternative APN
  • 062-070-21

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area838 sqft Living Area
1st Floor Area838 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,815 sqft (0.134 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number062-070-21
Street Address456 VALLEY AVE
CityLODI
StateCA
Zip95240-6323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 831120 FR ORIG APN 057170219
Legal SubdivisionGUNSCH EDINGER TR
Legal Block2
Legal Lot Number37
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2013
Census Tract4402

Owner

456 Valley Ave is owned and occupied by an individual who bought it in February 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address437 VALLEY AVE, LODI, CA 95240-6322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 22, 2022Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 27, 2020Grant Deed, Transfer · FHA Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2020 · Amount on File
Deed SaleFeb 27, 2020 · Amount on File
Prior SaleJul 1, 2008 · Amount on File
Deed Document Number202025358
Prior Transfer DateApr 7, 2008
Prior Transfer Doc0000058215
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address456 VALLEY AVE, LODI, CA 95240-6323
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 VALLEY AVE, LODI, CA 95240-6323

Mortgage

Document Number0000027230
DateApr 3, 2024
Instrument2024-027230
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address456 VALLEY AVE, LODI, CA 95240-6323
Transaction TypeMortgage
Record UpdatedMar 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 VALLEY AVE, LODI, CA 95240-6323

Mortgage

Document Number0000022994
DateFeb 22, 2022
Instrument2022-022994
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueFeb 21, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address456 VALLEY AVE, LODI, CA 95240-6323
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 VALLEY AVE, LODI, CA 95240-6323

Mortgage

Document Number0000127958
DateSep 28, 2020
Instrument2020-127958
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
AddressBELLEVUE, WA 98006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 27, 2020
Property Address456 VALLEY AVE, LODI, CA 95240-6323
Document Number0000025358
Map ReferenceVOL 13 PG 116
Instrument DateFeb 26, 2020
Instrument2020-025358
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 VALLEY AVE, LODI, CA 95240-6322

Mortgage

Document Number0000025359
DateFeb 27, 2020
Instrument2020-025359
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 456 Valley Ave was $2,794 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,794.00 (+0.4%)
2025$2,783.00 Homeowner's exemption$262,467 Land $78,738 Building $183,729
2023$2,666.00 (+2.3%) Homeowner's exemption$252,278 Land $75,682 Building $176,596$306,540
2022$2,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 456 Valley Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 456 Valley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.

Nearby Properties on Valley Ave

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