San Joaquin County property record for 449 Valley Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,336 sqft · built 1955 |
| Lot Size | 0.133 acres (5,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,000 (Feb 2018) |
| Tax Bill | $2,613 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 062-070-290-000 |
| Primary APN | 062-070-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,780 sqft (0.133 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | None |
|---|
| Old Parcel Number | 062-070-29 |
|---|---|
| Street Address | 449 VALLEY AVE |
| City | LODI |
| State | CA |
| Zip | 95240-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 |
| Legal Subdivision | GUNSCH EDINGER TR |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4402 |
449 Valley Ave is owned and occupied by two individuals who bought it in February 2018.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 449 VALLEY AVE, LODI, CA 95240-6322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 1, 2018 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2018 · Amount on File |
| Deed Sale | Feb 1, 2018 · Amount on File |
| Deed Document Number | 201811376 |
| Prior Transfer Date | Aug 11, 1998 |
| Prior Transfer Doc | 0000093718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 449 VALLEY AVE, LODI, CA 95240-6322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000102511 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020-102511 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 1, 2018 |
| Property Address | 449 VALLEY AVE, LODI, CA 95240-6322 |
| Document Number | 0000011376 |
| Map Reference | VOL 11 PG 116 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2018-011376 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY STOCKT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 449 VALLEY AVE, LODI, CA 95240-6322 |
| Document Number | 0000011377 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 2018-011377 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 449 Valley Ave was $2,613 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,613.00 (+0.38%) | ||
| 2025 | $2,603.00 Homeowner's exemption | $245,765 Land $102,402 Building $143,363 | |
| 2023 | $2,493.00 (+2.34%) Homeowner's exemption | $236,224 Land $98,427 Building $137,797 | $358,110 |
| 2022 | $2,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 Valley Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 449 Valley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures