San Joaquin County property record for 450 Valley Ave, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 838 sqft · built 1954 |
| Lot Size | 0.134 acres (5,815 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,000 (Sep 2015) |
| Tax Bill | $2,681 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 062-070-220-000 |
| Primary APN | 062-070-220-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 838 sqft Living Area |
| 1st Floor Area | 838 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,815 sqft (0.134 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 062-070-22 |
|---|---|
| Street Address | 450 VALLEY AVE |
| City | LODI |
| State | CA |
| Zip | 95240-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 |
| Legal Subdivision | GUNSCH EDINGER TR |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4402 |
450 Valley Ave is owned and occupied by two individuals who bought it in September 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 VALLEY AVE, LODI, CA 95240-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| May 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on File |
| Deed Sale | Sep 10, 2015 · Amount on File |
| Prior Sale | Jun 20, 2008 · Amount on File |
| Deed Document Number | 2015110100 |
| Prior Transfer Date | Jan 17, 2008 |
| Prior Transfer Doc | 0000011703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 450 VALLEY AVE, LODI, CA 95240-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 450 VALLEY AVE, LODI, CA 95240-6323 |
| Document Number | 0000043538 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-043538 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 450 VALLEY AVE, LODI, CA 95240-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 450 VALLEY AVE, LODI, CA 95240-6323 |
| Document Number | 0000046301 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019-046301 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Nov 1, 2045 |
The 2026 property tax bill for 450 Valley Ave was $2,681 with a homeowner's exemption, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,681.00 (+0.37%) | ||
| 2025 | $2,671.00 Homeowner's exemption | $252,022 Land $94,699 Building $157,323 | |
| 2023 | $2,558.00 (+2.36%) Homeowner's exemption | $242,238 Land $91,023 Building $151,215 | $333,090 |
| 2022 | $2,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Valley Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 450 Valley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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