456 Spruce Meadows Loop, Kalispell, MT 59901 Property Records

Flathead County property record for 456 Spruce Meadows Loop, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,095 sqft · built 2015
Lot Size	0.519 acres (22,608 sqft)
Owner	Individual Name on Record
Last Sale	$168,800 (Sep 2019)
Tax Bill	$2,588 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R613702`

Property Details

APN / Parcel Number

Primary APN	`R613702`
Alternative APNs	`07-4079-34-3-04-23-0000` `0000504726`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	1,311 sqft
Attic	Attic
Attic Area	784 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,608 sqft (0.519 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000504726
Street Address	456 SPRUCE MEADOWS LOOP
City	KALISPELL
State	MT
Zip	59901-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRUCE MEADOWS, S34, T29 N, R20 W, LOT 30, ACRES 0.52
Legal Range	20W
Legal Township	29N
Legal Section	34
Legal Subdivision	SPRUCE MEADOWS
Legal Lot Number	30
Jurisdiction	FLATHEAD MT
Township / Civil Division	BAD ROCK-COLUMBIA HEIGHTS
Census Block Group	1
Census Block	1017
Census Tract	602

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	456 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Jan 15, 2021	Transfer on Death Deed, Transfer
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Jun 17, 2015
Deed Document Number	201924155
Last Transfer Date	Jan 14, 2021
Transfer Doc	0000001934
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	456 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1031
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012273
Date	Jun 19, 2019
Instrument	201900012273

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 15, 2021
Property Address	456 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1031
Document Number	202100001934
Instrument Date	Jan 14, 2021
Instrument	202100001934
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 SPRUCE MEADOWS LOOP, 456, KALISPELL, MT 59901-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 EVENING STAR LN, COLUMBIA FALLS, MT 59912-4356

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 26, 2019
Property Address	456 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1031
Document Number	201900024155
Instrument Date	Sep 25, 2019
Instrument	201900024155
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1031

Mortgage

Document Number	201900024156
Date	Sep 26, 2019
Instrument	201900024156

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Cayuse Prairie Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,588.00 (-37.86%)	$786,800 (+37.1%)
2025			$786,800 (+37.1%) Land $195,151 Building $591,649
2023	$4,165.00	$573,900	$573,900 Land $106,955 Building $466,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2014 · rainfall accumulation
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bullitt Communications, Verizon, Vero Fiber.

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