383 Spruce Meadows Loop, Kalispell, MT 59901 Property Records

Flathead County property record for 383 Spruce Meadows Loop, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 1,510 sqft · built 2014
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Company Names on Record
Last Sale	$351,900 (May 2017)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R613686`

Property Details

APN / Parcel Number

Primary APN	`R613686`
Alternative APNs	`07-4079-34-3-03-09-0000` `0000504702`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	1,060 sqft
Finished Basement	1,060 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,000 sqft (0.528 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000504702
Street Address	383 SPRUCE MEADOWS LOOP
City	KALISPELL
State	MT
Zip	59901-1023
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SPRUCE MEADOWS, S34, T29 N, R20 W, LOT 6, ACRES 0.528, ASSR# 0000504702
Legal Range	20W
Legal Township	29N
Legal Section	34
Legal Subdivision	SPRUCE MEADOWS
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	BAD ROCK-COLUMBIA HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	602

Owner

Source: Flathead County records, as of September 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	383 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 20, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	20179619
Last Transfer Date	Mar 21, 2025
Transfer Doc	0000005166
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	383 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020072
Date	Jun 11, 2021
Instrument	202100020072

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	383 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012301
Date	Jun 20, 2019
Instrument	201900012301

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	383 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012504
Date	May 15, 2020
Instrument	202000012504

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 12, 2017
Property Address	383 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023
Document Number	201700009619
Instrument Date	May 12, 2017
Instrument	201700009619
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	383 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023

Mortgage

Document Number	201700009620
Date	May 12, 2017
Instrument	201700009620

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Cayuse Prairie Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,577.00 (-35.82%)	$696,300 (+25.84%)	$696,300 (+25.84%) Land $195,700 Building $500,600
2023	$4,015.00	$553,300	$553,300 Land $107,700 Building $445,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2014 · rainfall accumulation
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bullitt Communications, Verizon, Vero Fiber.

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