Flathead County property record for 399 Spruce Meadows Loop, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 2013 |
| Lot Size | 0.544 acres (23,697 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,748 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R613687 |
| Primary APN | R613687 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,914 sqft Living Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 1,914 sqft |
| 2nd Floor Area | 528 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,697 sqft (0.544 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 0000504701 |
|---|---|
| Street Address | 399 SPRUCE MEADOWS LOOP |
| City | KALISPELL |
| State | MT |
| Zip | 59901-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SPRUCE MEADOWS, S34, T29 N, R20 W, LOT 5, ACRES 0.544, ASSR# 0000504701 |
| Legal Range | 20W |
| Legal Township | 29N |
| Legal Section | 34 |
| Legal Quarter | SW |
| Legal Subdivision | SPRUCE MEADOWS |
| Legal Lot Number | 5 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | BAD ROCK-COLUMBIA HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 602 |
Source: Flathead County assessment roll, as of December 31, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 399 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2013 |
| Deed Sale | May 17, 2013 |
| Prior Sale | Feb 15, 2013 |
| Deed Document Number | 201300012089 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 399 SPRUCE MEADOWS LOOP, KALISPELL, MT 59901-1023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000022312 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 202000022312 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Flathead County assessment roll, as of December 31, 2022
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Cayuse Prairie Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,748.00 | $516,504 | $516,504 Land $109,024 Building $407,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Bullitt Communications, Verizon, Vero Fiber.
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