Mitchell County property record for 456 Rock Ledge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1983 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jul 2018) |
| Tax Bill | $1,150 (2026) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-02-6200 |
| Primary APN | 0799-03-02-6200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 16,117 sqft (0.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555781453 |
|---|---|
| Street Address | 456 ROCK LEDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINE RIDGE LOT 6 |
| Legal Subdivision | TALL PINE RIDGE |
| Legal Lot Number | 6 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 456 ROCK LEDGE RD, SPRUCE PINE, NC 28777-5451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on Record |
| Deed Sale | Jul 11, 2018 · Amount on Record |
| Deed Document Number | 20181149 |
| Deed Book / Page | 592 / 773 |
| Prior Transfer Date | Jun 28, 2018 |
| Prior Transfer Doc | 000592/773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Guardian's Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 11, 2018 |
| Property Address | 456 ROCK LEDGE RD, SPRUCE PINE, NC 28777-5451 |
| Document Number | 000592/773 |
| Book / Page | 592 / 773 |
| Map Reference | MB1 PG164 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2018001149 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 456 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5451 |
| Document Number | 000592/776 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 592/776 |
| Instrument | 2018001150 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jul 9, 2051 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,150.00 | $179,800 (-) Land $30,000 Building $149,800 | |
| 2025 | $1,150.00 (+1.59%) | $179,800 (-) Land $30,000 Building $149,800 | |
| 2023 | $1,132.00 | $179,800 Land $30,000 Building $149,800 | $179,800 Land $30,000 Building $149,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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