Mitchell County property record for 381 Rock Ledge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 5,133 sqft · built 2004 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Apr 2026) |
| Tax Bill | $5,529 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-02-6771 |
| Primary APN | 0799-03-02-6771 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,133 sqft Living Area |
| Basement Area | 579 sqft |
| Unfinished Basement | 579 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555785786 |
|---|---|
| Street Address | 381 ROCK LEDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINE RIDGE LOT 41 |
| Legal Subdivision | TALL PINE RIDGE SECTION |
| Legal Lot Number | 41 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 950400 |
Source: Mitchell County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2360 SWISS PINE LAKE DR, SPRUCE PINE, NC 28777-5585 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 28, 2022 | Warranty Deed, Transfer |
| Aug 5, 2021 | Warranty Deed, Transfer · Commercial Mortgage CAPITAL VISIONS LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2022 · Amount on Record |
| Deed Document Number | 2026750 |
| Deed Book / Page | 689 / 481 |
| Prior Transfer Date | Feb 28, 2025 |
| Prior Transfer Doc | 000676/784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 381 ROCK LEDGE RD, SPRUCE PINE, NC 28777-9755 |
| Document Number | 0000000750 |
| Book / Page | 689 / 481 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.750 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2360 SWISS PINE LAKE DR, SPRUCE PINE, NC 28777-5585 |
| Document Number | 0000000751, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026..751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 28, 2022 |
| Property Address | 381 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9755 |
| Document Number | 000645/711 |
| Book / Page | 645 / 711 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022001973 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 OSER AVEB, 129, HAUPPAUGE, NY 11788 |
| Name | Verified Name |
|---|---|
| Address | 381 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9755 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 5, 2021 |
| Property Address | 381 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9755 |
| Document Number | 631/141 |
| Book / Page | 631 / 141 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021001696 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 E NORTH ST SALISBURY ST11TH, 119, RALEIGH, NC 27601-1039 |
| Name | Verified Name |
|---|---|
| Address | 4030 WAKE FOREST RD # 349, 349, RALEIGH, NC 27609-0010 |
| Document Number | 2021001697 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021001697 |
| Name | CAPITAL VISIONS LTD |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,529.00 (+2.18%) | $864,000 (+0.58%) Land $40,000 Building $824,000 | |
| 2023 | $5,411.00 | $859,000 Land $40,000 Building $819,000 | $859,000 Land $40,000 Building $819,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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