Mitchell County property record for 288 Rock Ledge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,154 sqft · built 1975 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Apr 2019) |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-03-3220 |
| Primary APN | 0799-03-03-3220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Construction Type | Wood |
| Lot Area | 64,469 sqft (1.48 acres) |
| Heating System | Baseboard |
|---|
| Account Number | 555782148 |
|---|---|
| Street Address | 288 ROCK LEDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RCK LEDGE RD FALL PINE RD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-03-03-3220
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 288 ROCK LEDGE RD, SPRUCE PINE, NC 28777-9238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 11, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Deed Document Number | 2019000624 |
| Deed Book / Page | 600 / 861 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 288 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000641/528 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 641/528 |
| Instrument | 2022000640 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 11, 2019 |
| Property Address | 288 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9238 |
| Document Number | 600/861 |
| Book / Page | 600 / 861 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019000624 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 288 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9238 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,760.00 (+1.62%) | $275,000 (-) Land $38,600 Building $236,400 |
| 2023 | $1,732.00 | $275,000 Land $38,600 Building $236,400 |
Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito West Holding Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 66 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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