456 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 456 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1980
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,400 (Apr 2001)
Tax Bill	$7,455 (2026)
Deeds & Mortgages	Oct 2024 Refinance Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`A0009000`

Property Details

APN / Parcel Number

Primary APN	`A0009000`
Alternative APN	`PROS M:118 B:86 L:456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,808 sqft
Basement Area	1,352 sqft
Unfinished Basement	894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	A0009000
Street Address	456 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	456
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2001
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 MATTHEW ST, PROSPECT, CT 06712-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSPOINT FEDERAL CREDIT UNION
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSPOINT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2001 · Amount on Record
Deed Sale	Apr 26, 2001 · Amount on Record
Deed Book / Page	371 / 102
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	456 MATTHEW ST, PROSPECT, CT 06712-1420
Transaction Type	Mortgage
Record Updated	Oct 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000930-169
Date	Oct 3, 2024
Book Page	930/169
Instrument	2024-903

Lender

Name	CROSSPOINT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	456 MATTHEW ST, PROSPECT, CT 06712-1420
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000909-86
Date	Feb 1, 2022
Book Page	909/86
Instrument	152

Lender

Name	CROSSPOINT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,455.00 (+11.34%)	$261,870 (-) Land $90,300 Building $171,570	$390,962 (+113.28%)
2025	$6,696.00	$261,870 (+46.94%) Land $90,300 Building $171,570	$183,309 Land $63,210 Building $120,099
2024	$6,696.00 (+17.7%)
2023	$5,689.00 (-0.09%)	$178,220 (-) Land $90,280 Building $87,940
2022	$5,694.00	$178,220 Land $90,280 Building $87,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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