463 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 463 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,841 sqft · built 1967
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Jun 2023)
Tax Bill	$7,561 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`W0304200`

Property Details

APN / Parcel Number

Primary APN	`W0304200`
Alternative APN	`PROS M:118 B:86 L:463`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,841 sqft Living Area
Gross Area	2,725 sqft
Basement Area	884 sqft
Unfinished Basement	759 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	W0304200
Street Address	463 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	463
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2010
Census Tract	347100

Owner

Source: Prospect Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	463 MATTHEW ST, PROSPECT, CT 06712-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	2023463
Deed Book / Page	922 / 128
Transfer Doc	749-178
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jun 1, 2023
Property Address	463 MATTHEW ST, PROSPECT, CT 06712-1423
Document Number	000922-128
Book / Page	922 / 128
Instrument Date	May 31, 2023
Instrument	2023463
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 MATTHEW ST, PROSPECT, CT 06712-1423

Mortgage

Document Number	0002023464
Date	Jun 1, 2023
Instrument	2023-464

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jun 1, 2033
Max Rate At Change	2.75%
Index	Other

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	463 MATTHEW ST, PROSPECT, CT 06712-1423
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	805-188
Date	Jun 14, 2017
Book Page	805/188

Lender

Name	SANTANDER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,561.00	$295,680 (+50.01%) Land $88,620 Building $207,060	$206,976 Land $62,034 Building $144,942
2024	$7,561.00 (+20.17%)
2023	$6,292.00 (-0.1%)	$197,110 (-) Land $88,580 Building $108,530
2022	$6,298.00	$197,110 Land $88,580 Building $108,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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