439 Matthew St, Prospect, CT 06712 Property Records

Prospect Town property record for 439 Matthew St, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 2011
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2012)
Tax Bill	$7,192 (2026)
Deeds & Mortgages	Jun 2024 Refinance Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L0162500`

Property Details

APN / Parcel Number

Primary APN	`L0162500`
Alternative APN	`PROS M:118 B:86 L:439`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	L0162500
Street Address	439 MATTHEW ST
City	PROSPECT
State	CT
Zip	06712-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	86
Legal Lot Number	439
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2010
Census Tract	347100

Owner

439 Matthew St is owned and occupied by two individuals who acquired it in January 2019.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 MATTHEW ST, PROSPECT, CT 06712-1419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CONNEX CU
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Jan 31, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2012 · Amount on File
Deed Sale	Jul 12, 2012 · Amount on File
Prior Sale	Sep 22, 2010 · Amount on File
Deed Book / Page	707 / 204
Last Transfer Date	Jan 25, 2019
Transfer Doc	834-1
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	439 MATTHEW ST, PROSPECT, CT 06712-1419
Transaction Type	Mortgage
Record Updated	Jun 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000928-395
Date	Jun 14, 2024
Book Page	928/395
Instrument	2024-547

Lender

Name	CONNEX CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	439 MATTHEW ST, PROSPECT, CT 06712-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	841-91
Date	Jul 9, 2019
Book Page	841/91

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 31, 2019
Property Address	439 MATTHEW ST, PROSPECT, CT 06712-1419
Document Number	834-1
Book / Page	834 / 1
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	834-3
Date	Jan 31, 2019
Book Page	834/3

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 439 Matthew St was $7,192, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,192.00 (+11.33%)	$252,630 (-) Land $71,820 Building $180,810	$495,716 (+180.32%)
2025	$6,460.00	$252,630 Land $71,820 Building $180,810	$176,841 Land $50,274 Building $126,567
2024	$6,460.00 (+15.96%)
2023	$5,571.00 (-0.09%)	$174,520 (-) Land $71,820 Building $102,700
2022	$5,576.00	$174,520 Land $71,820 Building $102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Matthew St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Matthew St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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