456 Hill Ave, Elgin, IL 60120 Property Records

Kane County property record for 456 Hill Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,340 sqft · built 1900
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2022)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-456-015`

Property Details

APN / Parcel Number

Primary APN	`06-12-456-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,340 sqft Living Area
Gross Area	2,308 sqft
Basement Area	968 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	5,940 sqft (0.136 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	456 HILL AVE
City	ELGIN
State	IL
Zip	60120-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENO & JOSLYNS SUB NORTH 21 FT LOT 1 & SOUTH 24 FT LOT 2
Legal Subdivision	ENO&JOSLYNS SUB
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	456 HILL AVE, ELGIN, IL 60120-4256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	202247996
Prior Transfer Date	Mar 31, 2006
Prior Transfer Doc	0000034891
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2022
Property Address	456 HILL AVE, ELGIN, IL 60120-4256
Document Number	0000047996
Instrument Date	Sep 27, 2022
Instrument	2022K047996
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 HILL AVE, ELGIN, IL 60120-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	456 HILL AVE, ELGIN, IL 60120-4256
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047997
Date	Sep 28, 2022
Instrument	2022K047997

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

Mortgage

Document Number	0000048067
Date	Sep 28, 2022
Instrument	2022K048067

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00 (+15.8%) Homeowner's exemption	$77,260 (+8.57%) Land $11,745 Building $65,515	$231,873 (+8.57%) Land $35,249 Building $196,624
2024		$71,162 (+21.4%) Land $10,818 Building $60,344	$213,571 (+21.44%) Land $32,467 Building $181,104
2022	$4,562.00 (+4.78%) Homeowner's exemption	$58,620 (+6.96%) Land $8,911 Building $49,709	$175,860 (+6.96%) Land $26,733 Building $149,127
2021	$4,354.00 Homeowner's exemption	$54,805 Land $8,331 Building $46,474	$164,415 Land $24,993 Building $139,422

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Hill Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures