456 Esperanza Way, Stockton, CA 95207 Property Records

San Joaquin County property record for 456 Esperanza Way, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 1970
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Apr 2017)
Tax Bill	$3,069 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`081-070-400-000`

Property Details

APN / Parcel Number

Primary APN	`081-070-400-000`
Alternative APN	`081-070-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	081-070-40
Street Address	456 ESPERANZA WAY
City	STOCKTON
State	CA
Zip	95207-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 830 LOT 356
Legal Subdivision	VILLA DORADO 06
Legal Tract	830
Legal Block	3
Legal Lot Number	356
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	3
Census Block	3002
Census Tract	3306

Owner

456 Esperanza Way is owned and occupied by two individuals who bought it in April 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	456 ESPERANZA WAY, STOCKTON, CA 95207-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 28, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Apr 19, 2017	Grant Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Document Number	201744104
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	456 ESPERANZA WAY, STOCKTON, CA 95207-2211
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 ESPERANZA WAY, STOCKTON, CA 95207-2211

Mortgage

Document Number	0000055725
Date	Mar 30, 2021
Instrument	2021-055725

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	456 ESPERANZA WAY, STOCKTON, CA 95207-2211
Document Number	0000012318
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	456 ESPERANZA WAY STOCKTON CA 952072211, STOCKTON, CA 95207-2211

Mortgage

Document Number	0000012318
Date	Feb 5, 2019
Instrument	12318

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 19, 2017
Property Address	456 ESPERANZA WAY, STOCKTON, CA 95207-2211
Document Number	0000044104
Map Reference	VOL18 PG2
Instrument Date	Apr 12, 2017
Instrument	2017-044104
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	456 ESPERANZA WAY, STOCKTON, CA 95207-2211

Mortgage

Document Number	0000044105
Date	Apr 19, 2017
Instrument	2017-044105

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 456 Esperanza Way was $3,069, up 2.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,069.00 (+2.88%)
2025	$2,983.00	$240,233 Land $84,139 Building $156,094
2023	$2,870.00 (+1.66%)	$230,907 Land $80,873 Building $150,034	$331,110
2022	$2,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 456 Esperanza Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 456 Esperanza Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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