San Joaquin County property record for 438 Esperanza Way, Stockton, CA 95207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,265 sqft · built 1969 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Dec 2008) |
| Tax Bill | $1,917 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 081-070-430-000 |
| Primary APN | 081-070-430-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 081-070-43 |
|---|---|
| Street Address | 438 ESPERANZA WAY |
| City | STOCKTON |
| State | CA |
| Zip | 95207-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 830 LOT 359 |
| Legal Subdivision | VILLA DORADO 06 |
| Legal Tract | 830 |
| Legal Block | 3 |
| Legal Lot Number | 359 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 3306 |
438 Esperanza Way is owned and occupied by an individual who acquired it in April 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 ESPERANZA WAY, STOCKTON, CA 95207-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Intrafamily Transfer, Transfer |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2008 · Amount on File |
| Deed Sale | Dec 30, 2008 · Amount on File |
| Prior Sale | Oct 9, 2008 · Amount on File |
| Deed Document Number | 2008198440 |
| Last Transfer Date | Apr 1, 2022 |
| Transfer Doc | 0000046068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 8, 2022 |
| Property Address | 438 ESPERANZA WAY, STOCKTON, CA 95207-2211 |
| Document Number | 0000046068 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022-046068 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 438 ESPERANZA WAY, STOCKTON, CA 95207-2211 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 438 ESPERANZA WAY, STOCKTON, CA 95207-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 438 ESPERANZA WAY, STOCKTON, CA 95207-2211 |
| Document Number | 0000015166 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-015166 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 438 Esperanza Way was $1,917, up 2.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,917.00 (+2.84%) | ||
| 2025 | $1,864.00 | $148,080 Land $59,232 Building $88,848 | |
| 2023 | $1,793.00 (+2.34%) | $142,332 Land $56,933 Building $85,399 | $325,260 |
| 2022 | $1,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Esperanza Way in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 438 Esperanza Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 300 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ezWave.
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