445 Esperanza Way, Stockton, CA 95207 Property Records

San Joaquin County property record for 445 Esperanza Way, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,281 sqft · built 1969
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Dec 2021)
Tax Bill	$4,927 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`081-070-310-000`

Property Details

APN / Parcel Number

Primary APN	`081-070-310-000`
Alternative APN	`081-070-31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	081-070-31
Street Address	445 ESPERANZA WAY
City	STOCKTON
State	CA
Zip	95207-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 369
Legal Subdivision	VILLA DORADO 06
Legal Block	3
Legal Lot Number	369
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	3
Census Block	3008
Census Tract	3306

Owner

445 Esperanza Way is owned by an individual who bought it in December 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1216 GRANTLAND CT, MODESTO, CA 95350-6119
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Deed Document Number	2021200317
Prior Transfer Date	Dec 21, 2019
Prior Transfer Doc	0000156272
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 6, 2021
Property Address	445 ESPERANZA WAY, STOCKTON, CA 95207-2210
Document Number	0000200317
Map Reference	VOL 18 PG 2
Instrument Date	Nov 24, 2021
Instrument	2021-200317
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 GRANTLAND CT, MODESTO, CA 95350-6119

Mortgage

Document Number	0000200318
Date	Dec 6, 2021
Instrument	2021-200318

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2019
Property Address	445 ESPERANZA WAY, STOCKTON, CA 95207-2210
Document Number	0000156272
Instrument Date	Dec 21, 2019
Instrument	156272
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9058 BARBARESCO CIR STOCKTON CA 952123819, STOCKTON, CA 95212-3819

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 7, 2019
Property Address	445 ESPERANZA WAY, STOCKTON, CA 95207-2210
Document Number	0000114119
Instrument Date	Oct 7, 2019
Instrument	114119
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5250 CLAREMONT AVE #147 STOCKTON CA 952075700, 147, STOCKTON, CA 95207-5700

Tax Assessment & Valuation

The 2026 property tax bill for 445 Esperanza Way was $4,927, down 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,927.00 (-0.42%)
2025	$4,948.00	$401,700 Land $120,000 Building $281,700
2023	$5,052.00 (+1.24%)	$410,040 Land $122,400 Building $287,640	$335,070
2022	$4,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Esperanza Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 445 Esperanza Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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