Macomb County property record for 45595 Shoal Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 2024 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Dec 2025) |
| Tax Bill | $4,359 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-08-33-327-023 |
| Primary APN | 20-08-33-327-023 |
|---|
| Full Baths | 1 Bath |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 45595 SHOAL DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 2 LOT 166 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 166 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44429 APPLE BLOSSOM DR, STERLING HEIGHTS, MI 48314-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 1, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Mar 15, 2021 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Prior Sale | Mar 15, 2021 · Amount on File |
| Deed Document Number | 2025107877 |
| Deed Book / Page | 30415 / 805 |
| Prior Transfer Date | Nov 25, 2025 |
| Prior Transfer Doc | 0000106730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 1, 2025 |
| Property Address | 45595 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 2500106730 |
| Book / Page | 30411 / 173 |
| Map Reference | LB 162 PG 41-48 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 202500106730 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50169 HAYES RD, SHELBY TOWNSHIP, MI 48315-3229 |
| Name | Verified Name |
|---|---|
| Address | 50169 HAYES RD, SHELBY TOWNSHIP, MI 48315-3229 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 3, 2025 |
| Property Address | 45595 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 2500107877 |
| Book / Page | 30415 / 805 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 202500107877 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50169 HAYES RD, SHELBY TOWNSHIP, MI 48315-3229 |
| Name | Verified Name |
|---|---|
| Address | 44429 APPLE BLOSSOM DR, STERLING HEIGHTS, MI 48314-1030 |
| Document Number | 0000411175 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 30411/175 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Mar 15, 2021 |
| Property Address | 45595 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 2102135327 |
| Book / Page | 27480 / 654 |
| Map Reference | LB 162 PG 41-48 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 202102135327 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45343 MARKET ST # 200, 45343, SHELBY TOWNSHIP, MI 48315-6223 |
| Name | Verified Name |
|---|---|
| Address | 80169 HAYER RD, SHELBY TOWNSHIP, MI 48315 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,800 (+167.81%) | $715,600 (+167.81%) | |
| 2025 | $4,359.00 (+79.53%) Homeowner's exemption | $133,600 (+181.26%) | $267,200 (+181.26%) |
| 2024 | $2,428.00 (+3.28%) | ||
| 2023 | $47,500 | $95,000 | |
| 2022 | $2,351.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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