Macomb County property record for 45567 Shoal Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,114 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (Nov 2018) |
| Tax Bill | $7,278 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-08-33-375-009 |
| Primary APN | 20-08-33-375-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Building Area | 3,114 sqft Living Area |
| 1st Floor Area | 1,979 sqft |
| Basement Area | 1,979 sqft |
| Unfinished Basement | 1,979 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 137 ft deep x 70 ft wide |
| Garage Area | 817 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45567 SHOAL DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 1 LOT 156 LIBER : 157 PGS : 46-54 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 156 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45567 SHOAL DR, MACOMB, MI 48044-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 12, 2018 | Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU |
| Nov 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Prior Sale | May 26, 2005 · Amount on Record |
| Deed Document Number | 20188122200 |
| Deed Book / Page | 25665 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45567 SHOAL DR, MACOMB, MI 48044-4239 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000061776 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 26731/181 |
| Instrument | 2061776 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45567 SHOAL DR, MACOMB, MI 48044-4239 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45567 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 0000117531 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 27390/100 |
| Instrument | 2117531 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45567 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 0000017182 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45567 SHOAL DR MACOMB MI 480444239, MACOMB, MI 48044-4239 |
| Document Number | 0000017182 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 025818/000915 |
| Instrument | 17182 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 2, 2018 |
| Property Address | 45567 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 0000122200 |
| Book / Page | 025665 / 000111 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 122200 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,439.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45567 SHOAL DR MACOMB MI 480444239, MACOMB, MI 48044-4239 |
| Document Number | 22201 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 025665/000113 |
| Instrument | 22201 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,000 (+20.59%) | $608,000 (+20.59%) | |
| 2025 | $7,278.00 (+13.14%) | ||
| 2023 | $252,100 | $504,200 | |
| 2022 | $6,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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