Macomb County property record for 45539 Shoal Dr, Macomb, MI 48044
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Oct 2025) |
| Tax Bill | $2,270 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-08-33-375-008 |
| Primary APN | 20-08-33-375-008 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|---|
| Lot Dimensions | 137 ft deep x 70 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 45539 SHOAL DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4239 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 1 LOT 155 LIBER : 157 PGS : 46-54 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 155 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 224201 |
45539 Shoal Dr, residential vacant land, is owned by two individuals who bought it in October 2025.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19296 SPRINGBROOK DR, MACOMB, MI 48044-4204 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Feb 18, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | Feb 18, 2021 · Amount on File |
| Deed Document Number | 202590229 |
| Deed Book / Page | 30325 / 878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 8, 2025 |
| Property Address | 45539 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 2500090229 |
| Book / Page | 30325 / 878 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 202500090229 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37749 SANTA ANNA ST, CLINTON TOWNSHIP, MI 48036-1786 |
| Name | Verified Name |
|---|---|
| Address | 19296 SPRINGBROOK DR, MACOMB, MI 48044-4204 |
| Document Number | 0000328775 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 30328/775 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 18, 2021 |
| Property Address | 45539 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 0000125212 |
| Book / Page | 27433 / 670 |
| Map Reference | LB 157 PG 46-54 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2125212 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $799.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17392 ROCCO DR, 17392, MACOMB, MI 48044-1691 |
| Name | Verified Name |
|---|---|
| Address | 37749 SANTA ANNA ST, CLINTON TOWNSHIP, MI 48036-1786 |
The 2025 property tax bill for 45539 Shoal Dr was $2,270, down 3.5% from the year before.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,000 (-) | $90,000 (-) | |
| 2025 | $2,270.00 (-3.49%) | $45,000 | $90,000 |
| 2024 | $2,352.00 | ||
| 2023 | $46,500 | $93,000 | |
| 2022 | $2,277.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45539 Shoal Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45539 Shoal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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