4559 Smith Rd, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4559 Smith Rd, Cincinnati, OH 45212

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1905
Lot Size0.155 acres (6,752 sqft)
OwnerCompany Name on File
Tax Bill$7,446 (2025)
Deeds & MortgagesOct 2023 Sale
Jul 2023 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN651-0031-0180-00

Property Details

APN / Parcel Number

Primary APN651-0031-0180-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
1st Floor Area1,140 sqft
2nd Floor Area768 sqft
Upper Floors Area768 sqft
Basement Area888 sqft

Exterior

Year BuiltBuilt 1905
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions137 ft deep x 50 ft wide
Garage TypeDetached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4559 SMITH RD
CityCINCINNATI
StateOH
Zip45212-3249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4559 SMITH RD 50 X 137.36IRR LOT 159 BOFINGER- HOPKINS SUB
Legal SubdivisionBOFINGER & HOPKINS
Legal Lot Number159
JurisdictionHAMILTON OH
Township / Civil DivisionNORWOOD
Census Block Group2
Census Block2020
Census Tract25401

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20100 BEAR SWAMP RD, MARYSVILLE, OH 43040-7014
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Warranty Deed, Transfer
Jul 3, 2023Warranty Deed, Transfer · Line of Credit
FIRST FEDERAL COMMUNITY BANK OF BUC
Jul 25, 2022Survivorship Deed, Transfer · Commercial Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 2, 2023
Deed SaleOct 2, 2023
Prior SaleJul 3, 2023 · Amount on Record
Deed Document Number0000070210
Deed Book / Page15012 / 1876
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 2, 2023
Property Address4559 SMITH RD, CINCINNATI, OH 45212-3249
Document Number0000070210
Book / Page15012 / 1876
Map ReferenceMB 6 PG 100
Instrument DateSep 26, 2023
Instrument2023-0070210
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 3, 2023
Property Address4559 SMITH RD, CINCINNATI, OH 45212-3249
Document Number0000045685
Book / Page14949 / 1570
Map ReferenceMB 6 PG 100
Instrument DateJun 30, 2023
Instrument2023-0045685
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4559 SMITH RD, CINCINNATI, OH 45212-3249

Mortgage

Document Number0000045686
DateJul 3, 2023
Instrument2023-0045686
Lender
NameFIRST FEDERAL COMMUNITY BANK OF BUC
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJul 1, 2028
Change FrequencyAnnually
Min Rate At Change5.62%
Max Rate At Change7.62%
Index5-Year TN
Max Rate10.1%

July 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateJul 25, 2022
Property Address4559 SMITH RD, CINCINNATI, OH 45212-3249
Document Number0000072533
Book / Page14715 / 458
Map ReferenceMB 6 PG 100
Instrument DateJul 20, 2022
Instrument2022-0072533
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address956 PAUL VISTA DR, LOVELAND, OH 45140-6732

Mortgage

Document Number0000072534
DateJul 25, 2022
Instrument2022-0072534
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorwood City
Unified School DistrictNorwood City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,446.00 (-0.04%)$140,000 (-) Land $27,996 Building $112,004
2024$7,449.00 (+164.43%)$140,000 (+166.67%) Land $27,996 Building $112,004
2023$2,817.00 (-12.97%)$52,499 (-0.01%) Land $27,996 Building $24,503$400,000 (+166.65%) Land $79,990 Building $320,010
2022$3,237.00 Homeowner's exemption$52,504 Land $12,695 Building $39,809
2020$150,010 Land $36,270 Building $113,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORWOOD CITY PWS
serves 19,870 people · EPA ID OH3101703
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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