4531 Smith Rd, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4531 Smith Rd, Cincinnati, OH 45212

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,672 sqft · built 1895
Lot Size0.258 acres (11,282 sqft)
OwnerIndividual Name on Record
Last Sale$322,000 (Oct 2019)
Tax Bill$7,704 (2025)
Deeds & MortgagesJul 2021 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN651-0031-0209-00

Property Details

APN / Parcel Number

Primary APN651-0031-0209-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,672 sqft Living Area
1st Floor Area1,131 sqft
2nd Floor Area1,041 sqft
AtticAttic
Attic Area500 sqft
Basement Area1,131 sqft

Exterior

Year BuiltBuilt 1895
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,282 sqft (0.258 acres)
Lot Dimensions193 ft deep x 75 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4531 SMITH RD
CityCINCINNATI
StateOH
Zip45212-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4531 SMITH 75.24 X 193.08IRR LOT 276 PTS 274-277 BOFINGER & HOPKINS 2ND SUB
Legal SubdivisionBOFINGER & HOPKINS 2ND SUB
Legal Lot Number276
JurisdictionHAMILTON OH
Township / Civil DivisionNORWOOD
Census Block Group1
Census Block1017
Census Tract25401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4531 SMITH RD, CINCINNATI, OH 45212-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Transfer on Death Deed, Transfer
Oct 23, 2019Survivorship Deed, Transfer
CINFED CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2019 · Amount on Record
Deed SaleOct 23, 2019 · Amount on Record
Prior SaleAug 15, 2013 · Amount on Record
Deed Document Number0000092344
Deed Book / Page14029 / 00828
Record UpdatedJun 8, 2026

July 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJul 2, 2021
Property Address4531 SMITH RD, CINCINNATI, OH 45212-3206
Document Number0000081258
Book / Page14451 / 4073
Map ReferenceMB 7 PG 67
Instrument DateJun 28, 2021
Instrument2021-0081258
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

October 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateOct 23, 2019
Property Address4531 SMITH RD, CINCINNATI, OH 45212-3206
Document Number0000092344
Book / Page14029 / 00828
Map ReferenceMB 7 PG 67
Instrument DateOct 15, 2019
Instrument2019-0092344
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPROTITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,288.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000092345
DateOct 23, 2019
Instrument2019-0092345
Lender
NameCINFED CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNorwood City
Unified School DistrictNorwood City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,704.00 (+2.84%)$148,936 (-) Land $45,675 Building $103,261
2024$7,491.00 (-2.55%)$148,936 (-) Land $45,675 Building $103,261
2023$7,687.00 (+11.05%)$148,936 (+32.15%) Land $45,675 Building $103,261$425,530 (+32.15%) Land $130,500 Building $295,030
2022$6,922.00 Homeowner's exemption$112,701 Land $20,710 Building $91,991
2020$322,000 Land $59,170 Building $262,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORWOOD CITY PWS
serves 19,870 people · EPA ID OH3101703
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number