Hamilton County property record for 4539 Smith Rd, Cincinnati, OH 45212
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,842 sqft · built 1920 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,500 (May 2021) |
| Tax Bill | $6,044 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0031-0212-00 |
| Primary APN | 651-0031-0212-00 |
|---|---|
| Alternative APN |
|
| Total Rooms | 9 Rooms |
|---|---|
| Units | 6 Units |
| Stories | 3 Stories |
| Building Area | 2,842 sqft |
| Basement Area | 1,154 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 129 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Heating System | HVAC |
|---|
| Street Address | 4539 SMITH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-3282 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R2 |
| Legal Description | 4539-41 SMITH RD 40 X 129.35-PT LOTS 170- 171- 172 BOFINGER & HOPKINS SUB |
| Legal Subdivision | BOFINGER & HOPKINS SUB |
| Legal Lot Number | 170- |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 25401 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4233 CHENY ST, CINCINNATI, OH 45223 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OPUS HOME LOANS INC |
| Nov 1, 2023 | Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Nov 1, 2023 | Correction Deed |
| Oct 31, 2022 | Warranty Deed, Transfer |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Prior Sale | Oct 21, 2005 |
| Deed Document Number | 202163752 |
| Deed Book / Page | 14423 / 2592 |
| Last Transfer Date | Oct 3, 2023 |
| Transfer Doc | 0000077570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4539 SMITH RD, CINCINNATI, OH 45212-3282 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AHTA |
| Name | Verified Name |
|---|---|
| Address | 4233 CHERRY ST, CINCINNATI, OH 45223-2014 |
| Document Number | 0000075012 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 15510/1 |
| Instrument | 2025-0075012 |
| Name | OPUS HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, MI 48307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 1, 2023 |
| Property Address | 4539 SMITH RD, CINCINNATI, OH 45212-3282 |
| Document Number | 0000077570 |
| Book / Page | 15034 / 1527 |
| Map Reference | MB 6 PG 100 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023-0077570 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4233 CHERRY ST, CINCINNATI, OH 45223-2014 |
| Document Number | 0000077571 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2023-0077571 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 1, 2023 |
| Property Address | 4539 SMITH RD, CINCINNATI, OH 45212-3282 |
| Document Number | 0000077569 |
| Book / Page | 15034 / 1525 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023-0077569 |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4233 CHERRY ST, CINCINNATI, OH 45223-2014 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 31, 2022 |
| Property Address | 4539 SMITH RD, CINCINNATI, OH 45212-3282 |
| Document Number | 0000101970 |
| Book / Page | 14784 / 949 |
| Map Reference | MB 6 PG 100 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-0101970 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4233 CHERRY ST, CINCINNATI, OH 45223-2014 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 21, 2021 |
| Property Address | 4539 SMITH RD, CINCINNATI, OH 45212-3282 |
| Document Number | 0000063752 |
| Book / Page | 14423 / 2592 |
| Map Reference | MB 6 PG 100 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021-0063752 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | RATTKIN TITLE, RATTIKIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $751.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4233 CHERRY ST, CINCINNATI, OH 45223-2014 |
| Document Number | 0000063753 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0063753 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,044.00 (+0.33%) | $87,500 (-) Land $13,300 Building $74,200 | $250,000 (-) Land $38,000 Building $212,000 |
| 2024 | $6,024.00 (-0.3%) | $87,500 (-) Land $13,300 Building $74,200 | |
| 2023 | $6,042.00 (-12.52%) | $87,500 (-) Land $13,300 Building $74,200 | $250,000 (-) Land $38,000 Building $212,000 |
| 2022 | $6,907.00 | $87,500 Land $12,789 Building $74,711 | |
| 2020 | $250,000 Land $36,540 Building $213,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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