45586 Rainbow Canyon Rd, Temecula, CA 92592 Property Records

Riverside County property record for 45586 Rainbow Canyon Rd, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,793 sqft · built 1985
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$461,000 (Apr 2020)
Tax Bill$4,269 (2025)
Deeds & MortgagesOct 2026 Mortgage
Oct 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN922-273-028

Property Details

APN / Parcel Number

Primary APN922-273-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,429 sqft
1st Floor Area1,793 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Construction TypeWood
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address45586 RAINBOW CANYON RD
CityTEMECULA
StateCA
Zip92592-5965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.20 ACRES NET IN LOT 6 MB 135/071 TR 13060-2
Legal Tract13060-2
Legal Lot Number6
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3000
Census Tract43254

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Grant Deed, Transfer · Conventional Mortgage
FUNDING
Oct 14, 2026Grant Deed, Transfer
EQUITY TITLE COMPANY, EQUITY TITLE
Jun 26, 2017Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 29, 2019Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 9, 2020Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Prior SaleFeb 29, 2016
Deed Document Number2020160083
Prior Transfer DateApr 14, 1995
Prior Transfer Doc0000129231
Record UpdatedOct 29, 2026

October 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 14, 2026
Property Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Document Number0000319571
Instrument DateOct 12, 2026
Instrument2026319571
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965

Mortgage

Document Number0000319572,
DateOct 14, 2026
Instrument2026319572
Lender
NameFUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 14, 2026
Property Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Document Number0000319570
Instrument DateOct 5, 2026
Instrument2026319570
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

AmountAmount Recorded
Tax$68,882.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000257331
DateJun 26, 2017
Instrument2017-0257331
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145957
DateApr 29, 2019
Instrument2019-0145957
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateApr 9, 2020
Property Address45586 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Document Number0000160083
Instrument DateMar 11, 2020
Instrument160083
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$507.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address45586 RAINBOW CANYON RD TEMECULA CA 925925965, TEMECULA, CA 92592-5965

Mortgage

Document Number160084
DateApr 9, 2020
Instrument160084
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,248 (+2%) Land $139,437 Building $374,811
2025$4,269.00 (+27.39%) Veteran's exemption$504,165 (+4.04%) Land $136,703 Building $367,462
2024$3,351.00 (-42.72%)
2023$5,850.00 (+2.33%) Homeowner's exemption$484,590 Land $131,396 Building $353,194
2022$5,717.00
2021$524,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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