45644 Rainbow Canyon Rd, Temecula, CA 92592 Property Records

Riverside County property record for 45644 Rainbow Canyon Rd, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,342 sqft · built 1986
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Dec 2016)
Tax Bill$5,018 (2025)
Deeds & MortgagesApr 2019 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN922-273-032

Property Details

APN / Parcel Number

Primary APN922-273-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,342 sqft Living Area
Gross Area1,970 sqft
1st Floor Area1,342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Roof MaterialTile
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45644 RAINBOW CANYON RD
CityTEMECULA
StateCA
Zip92592-5938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.27 ACRES NET IN LOT 10 MB 135/071 TR 13060-2
Legal SubdivisionRAINBOW CANYON
Legal Tract13060-2
Legal Lot Number10
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3000
Census Tract43254

Owner

45644 Rainbow Canyon Rd is owned and occupied by two individuals who bought it in December 2016.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address45644 RAINBOW CANYON RD, TEMECULA, CA 92592-5938
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2016 · Amount on File
Deed SaleDec 30, 2016 · Amount on File
Prior SaleNov 20, 2012 · Amount on File
Deed Document Number2016586115
Prior Transfer DateJul 9, 2002
Prior Transfer Doc0000486396
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45644 RAINBOW CANYON RD, TEMECULA, CA 92592-5938
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146337
DateApr 29, 2019
Instrument2019-0146337
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45644 RAINBOW CANYON RD, TEMECULA, CA 92592-5938
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128866
DateMar 20, 2020
Instrument2020-0128866
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45644 RAINBOW CANYON RD, TEMECULA, CA 92592-5938
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45644 RAINBOW CANYON RD, TEMECULA, CA 92592-5938

Mortgage

Document Number0000034707
DateJan 19, 2021
Instrument2021-0034707
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45644 Rainbow Canyon Rd was $5,018.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,320 (+2%) Land $124,295 Building $290,025
2025$5,018.00$406,197 Land $121,858 Building $284,339
2023$4,898.00 (+2.34%)$390,426 Land $117,127 Building $273,299
2022$4,786.00
2021$440,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45644 Rainbow Canyon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45644 Rainbow Canyon Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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