45510 Rainbow Canyon Rd, Temecula, CA 92592 Property Records

Riverside County property record for 45510 Rainbow Canyon Rd, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,225 sqft · built 1986
Lot Size0.42 acres (18,295 sqft)
Owner2 Trust Names on File
Last Sale$618,000 (Apr 2022)
Tax Bill$7,539 (2025)
Deeds & MortgagesMay 2023 Transfer
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN922-273-023

Property Details

APN / Parcel Number

Primary APN922-273-023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,225 sqft Living Area
Gross Area1,986 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Roof MaterialTile
Lot Area18,295 sqft (0.42 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45510 RAINBOW CANYON RD
CityTEMECULA
StateCA
Zip92592-5965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.42 ACRES NET IN LOT 1 MB 135/071 TR 13060-2
Legal Subdivision13060-1
Legal Tract13060-2
Legal Lot Number1
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3000
Census Tract43254

Owner

45510 Rainbow Canyon Rd is owner-occupied and held in a trust since May 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Trust Names on File
Mailing Address45510 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Intrafamily Transfer, Transfer
Apr 22, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2022 · Amount on File
Deed SaleApr 22, 2022 · Amount on File
Deed Document Number2022192148
Last Transfer DateMay 11, 2023
Transfer Doc0000135991
Record UpdatedOct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateMay 12, 2023
Property Address45510 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Document Number0000135991
Map ReferenceMB 135 PG 71-74
Instrument DateMay 11, 2023
Instrument2023-0135991
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45510 RAINBOW CANYON RD, TEMECULA, CA 92592-5965

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateApr 22, 2022
Property Address45510 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Document Number0000192148
Map ReferenceMB 135 PG 71-74
Instrument DateApr 20, 2022
Instrument2022-0192148
Transaction TypeTransfer
Record UpdatedMay 4, 2022
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address45510 RAINBOW CANYON RD, TEMECULA, CA 92592-5965

Mortgage

Document Number0000192149
DateApr 22, 2022
Instrument2022-0192149
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45510 RAINBOW CANYON RD, TEMECULA, CA 92592-5965
Document Number0000198694
Instrument DateMay 20, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address45510 RAINBOW CANYON RD TEMECULA CA 925925965, TEMECULA, CA 92592-5965

Mortgage

Document Number0000198694
DateJun 4, 2019
Instrument198694
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45510 Rainbow Canyon Rd was $7,539 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,942 (+2%) Land $135,304 Building $533,638
2025$7,539.00 Homeowner's exemption$655,826 Land $132,651 Building $523,175
2023$7,357.00 (+221.13%) Homeowner's exemption$630,360 Land $127,500 Building $502,860
2022$2,291.00
2021$532,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45510 Rainbow Canyon Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45510 Rainbow Canyon Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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