4558 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4558 Luminary Ave, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,169 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Jul 2021)
Tax Bill	$7,582 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`643960 4803B09`

Property Details

APN / Parcel Number

Primary APN	`643960 4803B09`
Alternative APN	`74937504142`

Interior

Stories	1 Story
Building Area	2,169 sqft Living Area
1st Floor Area	2,169 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	4558 LUMINARY AVE
City	NAPLES
State	FL
Zip	34119-9074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 480
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	480
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1016
Census Tract	11209

Owner

4558 Luminary Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 24, 2020	Grant Deed, Transfer NOVA TITLE COMPANY, NOVA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	20216092261
Deed Book / Page	5978 / 3259
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number	0065303454
Date	Dec 2, 2025
Book Page	6530/3454
Instrument	6757886

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number	0062200614
Date	Mar 2, 2023
Book Page	6220/614
Instrument	6369495

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 8, 2021
Property Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0059783259
Book / Page	5978 / 3259
Map Reference	MB 62 PG 5
Instrument Date	Jul 1, 2021
Instrument	6092261
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 26318, SCOTTSDALE, AZ 85255-0121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number	59783262
Date	Jul 8, 2021
Instrument	5978/3262

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 24, 2020
Property Address	4558 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0057430892
Book / Page	005743 / 000892
Instrument Date	Mar 23, 2020
Instrument	5846951
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	NOVA TITLE COMPANY, NOVA TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4558 LUMINARY AVE NAPLES FL 341199074, NAPLES, FL 34119-9074

Tax Assessment & Valuation

The 2025 property tax bill for 4558 Luminary Ave was $7,582 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,205 (-6.19%) Land $365,928 Building $393,277	$759,205 (-6.19%) Land $365,928 Building $393,277
2025	$7,582.00 Homeowner's exemption	$809,339 Land $488,519 Building $320,820	$809,339 Land $488,519 Building $320,820
2023	$9,192.00 (-3.62%) Homeowner's exemption	$950,572 (+6.86%)	$990,997 (+11.41%) Land $511,200 Building $479,797
2022	$9,537.00	$889,512 Land $380,540 Building $508,972	$889,512 Land $380,540 Building $508,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4558 Luminary Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4558 Luminary Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Luminary Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures