4554 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4554 Luminary Ave, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,095 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on File
Last Sale	$660,000 (Dec 2025)
Tax Bill	$7,245 (2025)
Deeds & Mortgages	Oct 2026 Sale Dec 2025 Sale + 2 more
Flood Zone	Zone AH (high risk)
APN	`643960 4793B09`

Property Details

APN / Parcel Number

Primary APN	`643960 4793B09`
Alternative APN	`74937504126`

Interior

Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	2,095 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	4554 LUMINARY AVE
City	NAPLES
State	FL
Zip	34119-9074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 479
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	479
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1016
Census Tract	11209

Owner

4554 Luminary Ave is owner-occupied and held in a trust since December 2025.

Source: Collier County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 16, 2022	Warranty Deed, Transfer BONITA TITLE INC
Jun 5, 2019	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Document Number	20256768566
Deed Book / Page	6540 / 2172
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 1, 2026
Property Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0006880990
Book / Page	6634 / 2269
Instrument Date	Sep 25, 2026
Instrument	20266880990
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 30, 2025
Property Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0065402172
Book / Page	6540 / 2172
Map Reference	MB 62 PG 5
Instrument Date	Dec 22, 2025
Instrument	6768566
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11245 DAPHNE CT, NAPLES, FL 34120-2995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 16, 2022
Property Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0060980500
Book / Page	6098 / 500
Map Reference	MB 62 PG 5-12
Instrument Date	Mar 7, 2022
Instrument	6220243
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	BONITA TITLE INC

Transaction

Amount	Amount on Record
Tax	$5,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 ALADOE FARM LN, 10, HARWICH, MA 02645-2063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 HILL ST, LEXINGTON, MA 02421-4318

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 5, 2019
Property Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number	0056373477
Book / Page	5637 / 3477
Map Reference	MB 62 PG 5
Instrument Date	May 30, 2019
Instrument	5722248
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,471.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number	0056373479
Date	Jun 5, 2019
Instrument	5637-3479

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4554 Luminary Ave was $7,245.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,721 (-5.83%) Land $392,858 Building $335,863	$728,721 (-15.32%) Land $392,858 Building $335,863
2025	$7,245.00 Homeowner's exemption	$773,868	$860,531 Land $563,340 Building $297,191
2023	$7,030.00 (+64.41%) Homeowner's exemption	$730,153 (+71.4%) Land $285,694 Building $444,459	$730,153 (+10.49%) Land $285,694 Building $444,459
2022	$4,276.00 Homeowner's exemption	$425,989	$660,839 Land $189,355 Building $471,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4554 Luminary Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4554 Luminary Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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