4555 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4555 Luminary Ave, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,452 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Oct 2020)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`643960 5363B09`

Property Details

APN / Parcel Number

Primary APN	`643960 5363B09`
Alternative APN	`74937505264`

Interior

Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	312 sqft
Deck Area	738 sqft

Location & Zoning

Street Address	4555 LUMINARY AVE
City	NAPLES
State	FL
Zip	34119-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 536
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	536
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1021
Census Tract	11209

Owner

4555 Luminary Ave is owned and occupied by an individual who bought it in October 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4555 LUMINARY AVE, NAPLES, FL 34119-9075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 14, 2018	Special Warranty Deed, Transfer · Conventional Mortgage GLFINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	20205931385
Deed Book / Page	5823 / 3200
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4555 LUMINARY AVE, NAPLES, FL 34119-9075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056892623
Date	Oct 30, 2019
Book Page	5689/2623
Instrument	5783680

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 1, 2020
Property Address	4555 LUMINARY AVE, NAPLES, FL 34119-9075
Document Number	0058233200
Book / Page	5823 / 3200
Map Reference	MB 62 PG 5
Instrument Date	Sep 30, 2020
Instrument	5931385
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2654 LERMITAGE LN, 2654, NAPLES, FL 34105-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0058233202
Date	Oct 1, 2020
Instrument	5823/3202

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	0 Months
Due	Oct 1, 2020

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 14, 2018
Property Address	4555 LUMINARY AVE, NAPLES, FL 34119-9075
Document Number	0055530502
Book / Page	5553 / 0502
Map Reference	MB62 PG5
Instrument Date	Sep 13, 2018
Instrument	5612594
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOVA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 LUMINARY AVE, NAPLES, FL 34119-9075

Mortgage

Document Number	0005612595
Date	Sep 14, 2018
Instrument	5612595

Lender

Name	GLFINANCIAL SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4555 Luminary Ave was $5,729 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,974 (+2.7%)	$882,728 (-3.24%) Land $384,758 Building $497,970
2025	$5,729.00 Homeowner's exemption	$614,386	$912,257 Land $540,369 Building $371,888
2023	$5,553.00 (-2.7%) Homeowner's exemption	$579,681 (+3%)	$1,120,511 (+12.78%) Land $565,458 Building $555,053
2022	$5,707.00 Homeowner's exemption	$562,797	$993,560 Land $404,324 Building $589,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4555 Luminary Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4555 Luminary Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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