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4558 Hancock Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4558 Hancock Cir, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 1979
Lot Size0.197 acres (8,585 sqft)
Owner2 Individual Names on File
Last Sale$637,000 (Feb 2020)
Tax Bill$7,973 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN168-232-43-00

Property Details

APN / Parcel Number

Primary APN168-232-43-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,585 sqft (0.197 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4558 HANCOCK CIR
CityOCEANSIDE
StateCA
Zip92056-4906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 43 TR 008915
Legal SubdivisionBROADMOOR-LA JOLLA VILLAGE
Legal Tract008915
Legal Block1
Legal Lot Number43
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19809

Owner

Source: San Diego County records · APN 168-232-43-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4558 HANCOCK CIR, OCEANSIDE, CA 92056-4906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Jan 29, 2020Deed of Trust, Mortgage
CMG FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleApr 14, 2008 · Amount on Record
Deed Document Number202077726
Prior Transfer DateOct 10, 2005
Prior Transfer Doc0000930873
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4558 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4558 HANCOCK CIR, OCEANSIDE, CA 92056-4906

Mortgage

Document Number0000604671
DateAug 25, 2021
Instrument2021-0604671
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4558 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4558 HANCOCK CIR OCEANSIDE CA 920564906, OCEANSIDE, CA 92056-4906

Mortgage

Document Number77727
DateFeb 14, 2020
Instrument77727
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$710,579 (+2%) Land $424,504 Building $286,075
2025$7,973.00 (+8.58%)$696,647 (+4.04%) Land $416,181 Building $280,466
2023$7,343.00 (+0.25%)$669,597 Land $400,021 Building $269,576
2022$7,325.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 735 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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