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4554 Hancock Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4554 Hancock Cir, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1979
Lot Size0.199 acres (8,671 sqft)
Owner2 Individual Names on File
Last Sale$895,000 (Feb 2024)
Tax Bill$10,416 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN168-232-42-00

Property Details

APN / Parcel Number

Primary APN168-232-42-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,658 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,671 sqft (0.199 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4554 HANCOCK CIR
CityOCEANSIDE
StateCA
Zip92056-4906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 42 TR 008915
Legal SubdivisionBROADMOOR-LA JOLLA VILLAGE
Legal Tract008915
Legal Block1
Legal Lot Number42
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19809

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4554 HANCOCK CIR, OCEANSIDE, CA 92056-4906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Prior SaleApr 28, 1994 · Amount on Record
Deed Document Number202444385
Prior Transfer DateDec 22, 2023
Prior Transfer Doc0000355769
Record UpdatedSep 20, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2024
Property Address4554 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Document Number0000044385
Map ReferenceMAP 8915
Instrument DateJan 4, 2024
Instrument2024-0044385
Transaction TypeTransfer
Record UpdatedMar 4, 2024
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4554 HANCOCK CIR, OCEANSIDE, CA 92056-4906

Mortgage

Document Number0000044386
DateFeb 22, 2024
Instrument2024-0044386
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$931,158 (+2%) Land $728,280 Building $202,878
2025$10,416.00 (+1,220.15%)$912,900 (+1,192.58%) Land $714,000 Building $198,900
2023$789.00 (+0.51%) Homeowner's exemption$70,626 Land $22,352 Building $48,274
2022$785.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile USA.

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