4555 Hancock Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4555 Hancock Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1979
Lot Size	0.218 acres (9,501 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Jul 2022)
Tax Bill	$8,169 (2025)
Deeds & Mortgages	Jul 2022 Sale Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-232-31-00`

Property Details

APN / Parcel Number

Primary APN	`168-232-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	9,501 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4555 HANCOCK CIR
City	OCEANSIDE
State	CA
Zip	92056-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 31 TR 008915
Legal Subdivision	BROADMOOR-LA JOLLA VILLAGE
Legal Tract	008915
Legal Block	1
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4555 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Grant Deed, Transfer WFG TITLE CO OF CA SAN DIEGO
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Mar 31, 1993 · Amount on Record
Deed Document Number	2022276762
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2022
Property Address	4555 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Document Number	0000276762
Map Reference	MAP 98915
Instrument Date	Jun 17, 2022
Instrument	2022-0276762
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4555 HANCOCK CIR, OCEANSIDE, CA 92056-4906

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4555 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367745
Date	Aug 28, 2019
Instrument	2019-0367745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4555 HANCOCK CIR, OCEANSIDE, CA 92056-4906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204364
Date	Apr 22, 2020
Instrument	2020-0204364

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$734,986 (+2%) Land $238,135 Building $496,851
2025	$8,169.00 (-19.03%) Homeowner's exemption	$720,575 (-21.93%) Land $233,466 Building $487,109
2023	$10,089.00 (+247.3%)	$923,000 Land $298,000 Building $625,000
2022	$2,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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