4557 Clearbrook Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4557 Clearbrook Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 892 sqft · built 1987
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$2,480 (2025)
Deeds & MortgagesFeb 2021 Sale
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA870000833

Property Details

APN / Parcel Number

Primary APNA870000833
Alternative APN
  • 3-0016-6029-00-0054.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area892 sqft Living Area
Gross Area2,212 sqft
1st Floor Area892 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870000833
Street Address4557 CLEARBROOK DR
CitySAINT CHARLES
StateMO
Zip63304-8720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOTTINGHAM FOREST #4 LOT 54
Legal SubdivisionNOTTINGHAM FOREST #4
Legal Lot Number54
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4001
Census Tract311122

Owner

4557 Clearbrook Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address4557 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Beneficiary Deed, Transfer
Oct 21, 2020Deed of Trust, Mortgage
THELENDER

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2020
Transfer Doc2021R010556
Record UpdatedSep 20, 2026

February 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 3, 2021
Property Address4557 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Document Number2021R010556
Map ReferenceMB 25 PG 113
Instrument DateDec 22, 2020
Instrument2021R-010556
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 COUNTRY LIFE DR, O FALLON, MO 63366-2710

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4557 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Document Number0000083069
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4557 CLEARBROOK DR ST CHARLES MO 633048720, ST CHARLES, MO 63304-8720

Mortgage

Document Number0000083069
DateOct 29, 2020
Instrument83069
Lender
NameTHELENDER
AddressST PETERS, MO 63376
Agreement
AmountAmount on Record
Term360 Months
DueOct 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4557 Clearbrook Dr was $2,480, up 8.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,631 (-)$219,111 (-) Land $60,000 Building $159,111
2025$2,480.00 (+8.63%)$41,631$219,111 Land $60,000 Building $159,111
2024$2,283.00
2023$38,033
2022$200,176 Land $60,000 Building $140,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4557 Clearbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4557 Clearbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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