4553 Clearbrook Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4553 Clearbrook Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,029 sqft · built 1986
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2025)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870000835`

Property Details

APN / Parcel Number

Primary APN	`A870000835`
Alternative APN	`3-0016-6029-00-0056.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
Gross Area	2,509 sqft
1st Floor Area	1,029 sqft
Basement Area	1,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000835
Street Address	4553 CLEARBROOK DR
City	SAINT CHARLES
State	MO
Zip	63304-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM FOREST #4 LOT 56
Legal Subdivision	NOTTINGHAM FOREST #4
Legal Lot Number	56
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

4553 Clearbrook Dr is owned and occupied by two individuals who bought it in June 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4553 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
May 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	202526323
Prior Transfer Date	Apr 19, 2015
Prior Transfer Doc	0000239880
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4553 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4553 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720

Mortgage

Document Number	0000087101
Date	Oct 21, 2021
Instrument	2021R-087101

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Lending Institution
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2018
Property Address	4553 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720
Document Number	0069130762
Book / Page	6913 / 0762
Map Reference	MB 25 PG 113
Instrument Date	Apr 23, 2018
Instrument	20180502000240710
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4553 CLEARBROOK DR, SAINT CHARLES, MO 63304-8720

Mortgage

Document Number	20180502000240720
Date	May 2, 2018
Instrument	20180502000240720

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4553 Clearbrook Dr was $2,819, up 8.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,385 (-)	$249,393 (-) Land $60,000 Building $189,393
2025	$2,819.00 (+8.72%)	$47,385	$249,393 Land $60,000 Building $189,393
2024	$2,593.00
2023		$43,267 (+26.26%)
2022	$2,213.00	$34,267	$227,722 (+26.26%) Land $60,000 Building $167,722
2021			$180,355 Land $50,000 Building $130,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4553 Clearbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4553 Clearbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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