4560 Clearbrook Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4560 Clearbrook Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,674 sqft · built 1986
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jan 2019)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A870000840`

Property Details

APN / Parcel Number

Primary APN	`A870000840`
Alternative APN	`3-0016-6029-00-0061.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	874 sqft
Basement Area	864 sqft
Finished Basement	800 sqft
Unfinished Basement	64 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	113 sqft
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870000840
Street Address	4560 CLEARBROOK DR
City	SAINT CHARLES
State	MO
Zip	63304-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM FOREST #4 LOT 61
Legal Subdivision	NOTTINGHAM FOREST #4
Legal Lot Number	61
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

4560 Clearbrook Dr is owned and occupied by an individual who bought it in January 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4560 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS CU
Jan 15, 2019	Deed of Trust, Transfer NEIGHBORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	201923500
Deed Book / Page	7025 / 2478
Prior Transfer Date	Oct 7, 2003
Prior Transfer Doc	0001565250
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4560 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4560 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719

Mortgage

Document Number	2021R044202
Date	May 21, 2021
Instrument	2021R-044202

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4560 CLEARBROOK DR, SAINT CHARLES, MO 63304-8719
Document Number	0070252482
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 MISSOURI AVE #A ST LOUIS MO 631181639, A, ST LOUIS, MO 63118-1639

Mortgage

Document Number	0070252482
Date	Jan 16, 2019
Book Page	007025/002482
Instrument	23510

Lender

Name	NEIGHBORS CU
Address	SAINT PETERS, MO 63376

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4560 Clearbrook Dr was $2,675.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,935 (-)	$236,499 (-) Land $60,000 Building $176,499
2025	$2,675.00	$44,935	$236,499 Land $60,000 Building $176,499
2023		$41,200
2022			$216,844 Land $60,000 Building $156,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4560 Clearbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4560 Clearbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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