4555 Soquel Wharf Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4555 Soquel Wharf Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,091 sqft · built 1980
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,575 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`030-201-42`

Property Details

APN / Parcel Number

Primary APN	`030-201-42`
Alternative APN	`030-201-42-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	3,091 sqft Living Area
Gross Area	3,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	16,858 sqft (0.387 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4555 SOQUEL WHARF RD
City	SOQUEL
State	CA
Zip	95073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Subdivision	LANDS OF VICTOR F LINDSAY
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2027
Census Tract	122005

Owner

4555 Soquel Wharf Rd is owned by two individuals who acquired it in October 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 WHARF RD, SOQUEL, CA 95073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 22, 2021	Intrafamily Transfer, Transfer AMROCK
Jan 30, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jan 30, 2020	Quit Claim Deed, Transfer AMROCK INC
Mar 12, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 14, 2019	Quit Claim Deed, Transfer OTHER
Sep 18, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 18, 2017	Quit Claim Deed, Transfer TSI TITLE COMPANY, TSI TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 21, 2020
Transfer Doc	0000023159
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 22, 2021
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000023157
Map Reference	VOL 27 PG 43
Instrument Date	Oct 21, 2020
Instrument	2021-0023157
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4555 WHARF RD, SOQUEL, CA 95073-2131

Mortgage

Document Number	0000023158
Date	Apr 22, 2021
Instrument	2021-0023158

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 22, 2021
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000023159
Map Reference	VOL 27 PG 43
Instrument Date	Oct 21, 2020
Instrument	2021-0023159
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4555 WHARF RD, SOQUEL, CA 95073-2131

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 30, 2020
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000003565
Instrument Date	Jan 11, 2020
Instrument	3565
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4555 WHARF RD SOQUEL CA 950732131, SOQUEL, CA 95073-2131

Mortgage

Document Number	3566
Date	Jan 30, 2020
Instrument	3566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 30, 2020
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000003567
Instrument Date	Jan 11, 2020
Instrument	3567
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4555 WHARF RD SOQUEL CA 950732131, SOQUEL, CA 95073-2131

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 12, 2019
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000006194
Instrument Date	Feb 28, 2019
Instrument	6194
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4555 WHARF RD SOQUEL CA 950732131, SOQUEL, CA 95073-2131

Mortgage

Document Number	6195
Date	Mar 12, 2019
Instrument	6195

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 14, 2019
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000006476
Instrument Date	Feb 28, 2019
Instrument	6476
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4555 WHARF RD SOQUEL CA 950732131, SOQUEL, CA 95073-2131

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2017
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000030979
Instrument Date	Sep 8, 2017
Instrument	30979
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4555 WHARF RD SOQUEL CA 950732131, SOQUEL, CA 95073-2131

Mortgage

Document Number	30980
Date	Sep 18, 2017
Instrument	30980

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2017
Property Address	4555 WHARF RD, SOQUEL, CA 95073-2131
Document Number	0000030981
Instrument Date	Sep 8, 2017
Instrument	30981
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4555 WHARF RD SOQUEL CA 950732131, SOQUEL, CA 95073-2131

Tax Assessment & Valuation

The 2025 property tax bill for 4555 Soquel Wharf Rd was $5,575.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,160 (+2%) Land $26,192 Building $319,968
2025	$5,575.00	$339,373 Land $25,679 Building $313,694
2023	$4,998.00 (+2%)	$326,195 Land $24,682 Building $301,513	$1,656,630
2022	$4,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4555 Soquel Wharf Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4555 Soquel Wharf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.

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